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How to Increase Your Credit Limit

7 min read
Last Updated: February 10, 2026

Key Takeaways

  1. You may submit a credit limit increase request online or over the phone.
  2. An increased credit limit might benefit your credit score and give you more spending flexibility.
  3. Responsible use of your existing credit may increase your odds of getting a higher limit.

4 ways to increase your credit limit

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Submit a request
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Report income increases
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Build your credit score
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Apply for a new credit card

Did you know?

See if you’re pre-approved

Next steps

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