What's Length of Credit History?
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How to Repair Your Credit
6 min read
Last Updated: January 29, 2025
Key Takeaways
- Your credit score is based on your credit habits, as recorded in your credit report.
- You could repair a low credit score by paying bills on time each month, reducing debts, or increasing your credit limit.
- Credit report mistakes could also lower your credit score. If you notice an error, dispute it.
| FICO® Score Factors | |
|---|---|
| Payment History | 35% |
| Credit Utilization | 30% |
| Length of Credit History | 15% |
| Credit Mix | 10% |
| New Credit | 10% |
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