Woman uses tablet to check credit card rewards.

How to Redeem Credit Card Rewards or Points

5 min read
Last Updated: January 16, 2026

Key Takeaways

  1. Depending on the credit card, your rewards may be cash back rewards, miles, or points.
  2. Cash back rewards are worth the dollar amount you earn with each purchase, but the value of points and miles may vary.
  3. Be aware of restrictions like expiring rewards and minimums on the rewards you must earn before you start redeeming.

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