Two women look at mobile phone in a cafe.

How to Read a Credit Card Statement

7 min read
Last Updated: November 14, 2024

Key Takeaways

  1. Your credit card statement (available online or by mail) gives you a recap of your account activity.
  2. A credit card statement often includes categories like your available credit, amount due, due date, credit score, and transaction history.
  3. By carefully reviewing your statement, you can help manage your spending and catch fraudulent charges.
Example of a Discover<sup><sup>®</sup></sup> Card billing statement.
Account information section of a Discover<sup><sup>®</sup></sup> credit card statement.
Account summary section of a Discover<sup>®</sup> credit card statement with numbers for payments, credits, interest, and other categories.
Example showing the credit line information on a Discover<sup>®</sup> credit card statement.
Example highlighting the credit line available section of a Discover<sup>®</sup> credit card statement.
Payment information section of a Discover<sup>®</sup> credit card statement with the new balance highlighted.
Minimum payment highlighted in the payment information section of a Discover<sup>®</sup> credit card statement.
The payment due date highlighted in the payment information section of a Discover<sup>®</sup> credit card statement.
Example of the FICO<sup>®</sup> Score section found in a Discover<sup>®</sup> credit card statement.
Example of the Cashback Bonus<sup>®</sup> Rewards section found in a Discover<sup>®</sup> Card statement.

Did you know?

A payment coupon found in a Discover<sup>®</sup> Card statement, including the amount due and due date.
The “transactions” and “fees and interest charged” sections of a Discover<sup>®</sup> Card statement.
Interest charge calculation section of a Discover<sup>®</sup> Card statement with purchase and cash advance APRs.

Next steps

You may also be interested in

Share article

Was this article helpful?

Glad you found this useful. Could you let us know what you found helpful?
Sorry this article didn't help you. Can you give us feedback why?

Was this article helpful?

Thank you for your feedback

You are now on a Capital One webpage. Please be sure to review Capital One’s Terms & Conditions and Privacy Notice.