Woman with headphones around her neck sits on outdoor steps looking at a tablet.

How to Get a Student Credit Card

11 min read
Last Updated: October 7, 2026

Key Takeaways

  1. Student credit cards can be a low-barrier way to start building credit in school. They often have lower fees, lower limits and rewards built for student spending.
  2. To qualify, you’ll generally need to be at least 18, enrolled in school and able to show some income. Check eligibility before you apply.
  3. Compare cards by looking at annual fees, interest rates, rewards and digital tools.

Did you know?

Next steps

You may also be interested in

Share article

Was this article helpful?

Glad you found this useful. Could you let us know what you found helpful?
Sorry this article didn't help you. Can you give us feedback why?

Was this article helpful?

Thank you for your feedback

You are now on a Capital One webpage. Please be sure to review Capital One’s Terms & Conditions and Privacy Notice.