What are Credit Card Processing Fees?
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How to Close a Credit Card: A Step-by-Step Guide
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Last Updated: January 14, 2026
Key Takeaways
- You need to notify your credit card company to cancel a credit card.
- When you cancel a credit card, it may impact your credit score because it will change your credit utilization ratio.
- A canceled credit card account can stay on your credit history and credit report for up to ten years.
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