APR vs. Interest Rate
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How to Avoid Interest on a Credit Card
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Last Updated: November 6, 2025
Key Takeaways
- You may avoid credit card interest by paying your statement balance in full by the due date every month.
- If you can’t repay your entire balance, consider paying more than the monthly minimum to reduce your interest charges.
- Transferring your balance from a high-interest credit card to a lower-interest card may make your debt more manageable.
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