What's Length of Credit History?
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What's a Good Credit Score to Buy a Car?
4 min read
Published January 24, 2025
Key Takeaways
- Your credit score helps determine your auto loan eligibility and interest rates.
- While no minimum credit score is necessary for buying a car, nearly 82% of car loans in the first quarter of 2026 went to people with scores over 661, according to Experian®.
- You may influence your credit score by paying down your balance to reduce your credit utilization.
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