Discover card smarts logo
Clear text
Clear text
Getting a credit card
Using your credit card
Credit card rewards
Explore credit cards
    Click this banner to see if you're Pre-approved Click this banner to see if you're Pre-approved
    • Multi Card Icon
    • All Credit Cards
    • Cash Icon
    • Cash Back Credit Cards
    • Graduation Cap Icon
    • Student Credit Cards
    • Two Letter card
    • Secured Credit Card
    • Two ways mark
    • Balance Transfer Credit Card Offers
    • Mobile Phone with Card Icon
    • Instant Use Credit Cards
    • Gas Icon
    • Gas Credit Cards
    • Ribbon Icon
    • Rewards Credit Cards
    • $0 Icon
    • No Annual Fee Credit Cards
    • Low Percent Icon
    • Low Interest Credit Cards
    • Check mark
    • Credit Cards for No Credit History
    • Meter Icon
    • Credit Cards to Build Credit
    • Flight icon
    • Travel Credit Card
See if You’re Pre-Approved , Opens new tab
Man clapping hands

Getting a Credit Card

Knowledge from the experts helps you gain the confidence to choose the best card for you.

Group of diverse students walk and talk together.

Credit Cards for Students with No Credit History

Build your credit as a college student with no established credit history. Learn which credit cards you may qualify for with no credit required.

7 min read
Video Young traveling couple look at items in a shop

What Is a 0% Interest Balance Transfer Credit Card?

Zero interest balance transfer credit cards can offer a low APR to help save money and pay down debt. Learn how to compare 0%zero interest balance transfer offers.

8 min read

See if you’re pre-approved for a credit card offer – there’s no impact to your credit to check.

Check Now
Young woman sits cross-legged on floor holding mobile phone and papers.

Good Credit Cards for People with “Bad” Credit

5 min read
A young man stands in stairwell holding paper coffee cup and scans his mobile phone.

What Is an Unsecured Credit Card?

4 min read
A man is handed the bill at a restaurant.

What is Your Credit Utilization Ratio?

6 min read
A man tests a smartphone for sale in a phone store, surrounded by displays of smart phones and other devices.

What's the Best Credit Card for a Large Purchase?

6 min read
Smiling woman shopping in a boutique holding a brown handbag, surrounded by stylish clothing and accessories in a modern store setting.

Is There a No-Limit Credit Card?

6 min read
Woman rides an escalator holding a rolling traveling suitcase

Can New Immigrants Get a Credit Card?

7 min read
A woman sits on a couch holding a credit card and reviewing her credit score on a tablet.

What Is an Excellent Credit Score?

4 min read
A smiling man with glasses studies his interest rates while sitting in front of his laptop.

APR vs. Interest Rate

4 min read
A woman sits on a chair looking at her mobile phone and holding a credit card in her other hand.

What is a Cardholder Name?

5 min read
Professional woman holds a pen as she works on laptop

Does Increasing Your Credit Limit Affect Your Credit Score?

7 min read
A man looks at his mobile phone in one hand while holding paper in his other hand.

Which Credit Bureau Is Used Most?

4 min read
Woman with headphones around her neck, sitting on outdoor steps, engrossed in her tablet.

How to Get a Student Credit Card

11 min read
Inward Curve
Discover it credit card

Why Discover?

Earn 5% cashback on everyday purchases at different places each quarter, up to the quarterly maximum when you activate.
Learn more
Credit Card Quick Links
  • All Credit Cards
  • See if you're prequalified
  • Respond to Mail Offer
  • Cardmember Agreement
  • Credit Card Benefits
  • ATM Locator
Credit Card Categories
  • Cash Back Credit Cards
  • Student Credit Cards
  • Secured Credit Card
  • Travel Credit Card
  • Compare Credit Cards
  • Gas Credit Cards
Credit Card Features
  • Balance Transfer Credit Cards
  • Credit Cards to Build Credit
  • No Annual Fee Credit Cards
  • Intro APR Credit Cards
  • Credit Cards for No Credit
  • Instant Use Credit Cards
Card Smarts & More
  • Card Smarts
  • Getting a Credit Card
  • Using a Credit Card
  • Credit Card Rewards
  • Credit Card Interest Calculator
  • Balance Transfer Calculator
Rewards
  • Rewards Credit Cards
  • Cash Back Rewards
  • 5% Cashback Bonus®
  • Refer a Friend
More Discover Products
  • Banking
  • Personal Loans
  • Debt Consolidation
  • Identity Theft Protection
Quicklinks
  • Sitemap
  • Terms of Use
  • Accessibility
  • Browser Support
  • Privacy
  • Your California Privacy Choices Accept or Reject Icons
  • AdChoices
  • Discover® Scholarship Sweepstakes
About Us
  • Contact Us
  • About Discover
  • Corporate Impact
  • Investor Relations
  • Newsroom
  • Careers
  • Accept Discover
  • Inclusion & Belonging
Follow Us on Twitter opens in a new window Like Us on Facebook opens in a new window Instagram opens in a new window Contact with Us on LinkedIn opens in a new window
Discover Mobile App
  • Equal Housing Lender
  • ACCREDITED BUSINESS opens in a new tab Opens in a new window
  • Member FDIC opens in a new tab Opens in a new window
© Discover, a division of Capital One, N.A., Member FDIC
.

You are now leaving Discover.

Discover's terms for its website and mobile app do not apply to the site or app you are about to visit, nor do Discover's privacy and security policies apply to it. Please carefully review the site or app's terms, privacy and security policies to see how those apply to you.

ContinueLeave Discover.com and continue to external websiteCancel ›Cancel and return to Discover.com
Close XClose and return to Discover.com.