What's Length of Credit History?
6 min read
Does a Soft Credit Check Affect Your Credit Score?
4 min read
Published October 10, 2025
Key Takeaways
- A soft credit check happens when you or anyone else reviews your credit report when you haven’t applied for new credit.
- Soft credit checks don’t impact your credit score.
- When you apply for new credit, you trigger a hard credit inquiry, which may impact your score.
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