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Does Debt Consolidation Hurt Your Credit?

6 min read
Last Updated: June 5, 2025
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Key Takeaways

  1. Consolidating your debts with a balance transfer credit card offer or loan may help you repay your balance more easily.
  2. Debt consolidation's impact on your credit score depends on your credit habits.
  3. Best practices, like sticking to a budget and payment plan, may help you get the most out of debt consolidation.

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