What's Length of Credit History?
6 min read
What Is a Credit History?
6 min read
Last Updated: June 3, 2025
Key Takeaways
- Your credit history is a summary of your experience managing credit accounts and debts.
- Credit history is important because it’s used by credit card companies, mortgage lenders, landlords, and employers to determine your creditworthiness and risk.
- Your credit score is a number based on your credit history, but the two aren’t the same thing.
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