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Can You Reopen a Closed Credit Card Account?

5 min read
Published January 22, 2025

Key Takeaways

  1. Whether or not you can reopen a closed credit card depends on your card issuer’s policies.
  2. Your issuer may close your credit card account for a few reasons, including inactivity, fraud, missed payments, or changes to your credit score.
  3. Closing a credit card may lower your credit score if it increases your credit utilization ratio.

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