How Long Does a Credit Card Payment Take to Process?
4 min read
Can You Overdraft a Credit Card?
5 min read
Last Updated: April 25, 2025
Key Takeaways
- Some credit card issuers may let you exceed your credit limit if you authorize over-limit transactions and agree to pay an overdraft fee.
- If you go over your credit limit due to interest charges you won’t incur a fee.
- When you use all your credit limit (or exceed it) it may hurt your credit score.
Did you know?
See if you’re Pre-approved before you apply
Next steps
See if you're pre-approved
Learn about Discover It ® Cash Back Credit Card
See rates, rewards and other info
You may also be interested in
Was this article helpful?
Was this article helpful?
You are now on a Capital One webpage. Please be sure to review Capital One’s Terms & Conditions and Privacy Notice.