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What is the Average Credit Card Debt in the United States?

5 min read

Last Updated: August 28, 2025

Key Takeaways

The average American had $6,580 in credit card debt in Q4 2024, according to data from TransUnion®.
In the first quarter of 2025, the Federal Reserve Bank of New York estimated total credit card debt for all Americans was $1.18 trillion.
You may manage your credit card debt through budgeting, a balance transfer, or credit counseling.

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