A young couple goes shopping together

Are Cash Back Credit Cards Worth It?

7 min read
Last Updated: June 13, 2025

Key Takeaways

  1. Cash back rewards credit cards let you earn a percentage of each eligible purchase back.
  2. Different cash back cards offer different opportunities to earn and redeem rewards.
  3. A cash back card may not be the right fit if you’re looking for a travel rewards card or tend to carry a high credit card balance.

Did you know?

Next steps

You may also be interested in

Share article

Was this article helpful?

Glad you found this useful. Could you let us know what you found helpful?
Sorry this article didn't help you. Can you give us feedback why?

Was this article helpful?

Thank you for your feedback

You are now on a Capital One webpage. Please be sure to review Capital One’s Terms & Conditions and Privacy Notice.