Discover is no longer accepting new student loan applications.
Applications received on or before January 31, 2024, 11:59 pm CT will be processed as usual.

Discover Student Loans
Discover Student Loans

We’re here to help

Discover® Student Loans is committed to providing you and your students high quality services and support.

Loan Processing

For additional information or to confirm your processing setup, please contact us at 1-877-321-5018. Our Priority Services team is available 8:00 a.m. - 9:00 p.m. ET, Monday to Friday.

We support school preferences with a variety of processing options:

Certification Methods

  • ELMOne
  • ScholarNet
  • iLink
  • SBS with Commonline 4
  • Phone
  • Fax

Disbursement Methods

  • ELMOne
  • CDS
  • EFT to your school's bank account
  • Check
  • iLink CDS

Customer Service

The Priority Services team is available to answer questions you may have. Visit the customer service page for borrower customer service.


8:00 a.m. - 9:00 p.m. ET,
Monday - Friday



Regular Mail
Discover Student Loans
Customer Service
P.O. Box 30947
Salt Lake City, UT 84130-0947

Special Delivery
Discover Student Loans
Customer Service
5420 W 1730 S
Salt Lake City, UT 84104


Return of Funds

Regular Mail
Discover Student Loans
24298 Network Place
Chicago, IL 60673-1242

Special Delivery
Discover Student Loans
c/o JP Morgan
ATTN: Lockbox #24298
131 S. Dearborn - 6th Floor
Chicago, IL 60603

Contact icon

Lender ID



We adhere to the highest standards of corporate governance and ethical conduct. We believe that accountability, transparency and good decision making help support our business and serve our customers. If you have concerns related to ethical or business conduct of any of our employees, we encourage you to contact our Integrity Hotline at 1-866-714-1305.

Download Materials

We appreciate your role in helping students and families find the best solutions to cover their college costs.

You can download Application & Solicitation Disclosures, Promissory Notes and other forms to help students manage their loans.

2024 Disbursement Holidays

Holiday Observed
New Year’s Day 2024 

Monday, January 1 

Martin Luther King Jr. Day

Monday, January 15

President's Day

Monday, February 19

Memorial Day

Monday, May 27


Wednesday, June 19

Independence Day

Thursday, July 4

Labor Day

Monday, September 2

Columbus Day

Monday, October 14

Veterans Day

Monday, November 11

Thanksgiving Day

Thursday, November 28

Christmas Day

Wednesday, December 25