SMS Terms and Conditions for Application Alerts

The Discover Student Loans Application Alert program ("Program") allows students and cosigners to sign up for text reminders regarding the status of their application(s) in process.

Enrollment Information

  • Text YES to 41706 to confirm enrollment in Discover Student Loans Application Alerts. Regular Alerts. Message & Data Rates May Apply.

Stop Information

  • Text STOP to 41706 to stop receiving Discover Student Loans Application Alerts OR
  • Log in to your Profile on and select "Stop text messages about my student loan application(s)" OR
  • Call 1-800-STUDENT.

Help Information

Carriers Supported

Compatible carriers include: AT&T, Sprint, T-Mobile®, Verizon Wireless, Boost, Cricket, MetroPCS, U.S. Cellular, Virgin Mobile, ACS Wireless, Appalachian Wireless, Bluegrass Cellular, Breakaway Wireless, Cabelvision (Optimum Mobile), Carolina West Wireless, Cellcom, Cellular One of East Central Illinois, Centennial Wireless, Chariton Valley Cellular, Chat Mobility (Hawkeye), Cincinnati Bell Wireless, Coral Wireless, Cox Mobility, Cross/ Sprocket, C-Spire Wireless (formerly Cellsouth), CTC Telecom, DTC Wireless (Advantage Cellular), Duet IP (AKA Max/Benton/Albany), Element Mobile, Epic Touch, GCI Communications, Golden State, Illinois Valley Cellular, Immix (Keystone Wireless/ PC Management), Inland Cellular, iWireless, Leaco, Mobi PCS, Mosaic, MTPCS/ Cellular One (Cellone Nation), Nemont, Nex-Tech Wireless, nTelos, NW Missouri Cellular (Hawkeye), Panhandle Telecommunications, Peoples Wireless, Pioneer, Pine Cellular, Plateau, Revol, Rina - Custer, Rina - All West, Rina - Cambridge Telecom Coop, Rina - Eagle Valley Comm, Rina - Farmers Mutual Telephone Co, Rina - Nucla Nutria Telephone Co, Rina - Silver Star, Rina - Syringa, Rina - UBET, Rina - Manti, Rural Cellular Corporation, SI Wireless, Simmetry, SouthernLINC, SRT, Strata Networks, Thumb Cellular, Union Wireless, United, Viaero Wireless, West Central Wireless. Not all pre-paid phones are supported.

Privacy Policy

Discover Student Loans respects your right to privacy. You can view our privacy policy here.

Terms of Use

You have consented to receive mobile communications and text messages, which include Discover Student Loans Application Alert Text Messages within the Program. The Program is governed by the following Terms of Use. If you do not agree to these Terms of Use, you can opt-out of the Program either by not confirming your opt-in to receive application alert Text Messages or by following any of the "Stop Information" alternatives listed above. Discover ("DFS") reserves the right to change these Terms of Use, and your continued use of the Text Messages constitutes agreement to all such changes. DFS means Discover Bank and its affiliates.

Uses of Text Communications

Our Program allows you to request and receive informational text messages about your student loan application with us. It is your responsibility to determine if your mobile service provider supports text messaging and your mobile device is capable of receiving text messages. Our Text Messages are subject to the terms and conditions of your agreement(s) with your mobile device carrier. You are responsible for any fees imposed by your mobile device carrier of any kind whatsoever. You acknowledge that our Text Messages are sent to you without being encrypted and will include information pertaining to your student loan application. DFS reserves the right, in its sole discretion, without any obligation and without any notice requirement, to change, improve or correct the Text Messages and to suspend Text Messages for scheduled or unscheduled maintenance, upgrades, improvements or corrections. DFS may discontinue or change the product, or begin charging a fee for such service at any time without prior notice to you, subject to applicable law.

Disclaimer of Warranty and Limitation of Liability

The Text Messages are provided as a convenience to you for information purposes only. The information on the Text Messages is provided on an "AS IS," and "AS AVAILABLE" basis. DFS does not warrant the information provided herein or your use of our Text Messages generally, either expressly or impliedly, for any particular purpose and expressly disclaims any implied warranties, including but not limited to, warranties of title, non-infringement, merchantability or fitness for a particular purpose. DFS will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via our Text Messages. DFS cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither DFS, nor any of its affiliates, directors, officers or employees, nor any third party vendor, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of our Text Messages, or resulting from the act or omission of any other party involved in providing Text Messages, or from any other cause relating to your access to, inability to access, or use of the Text Messages, whether or not the circumstances giving rise to such cause may have been within the control of DFS or of any vendor providing software or services. In no event will DFS or any such parties be liable to you, whether in contract or tort, for any direct, special, indirect, consequential or incidental damages or any other damages of any kind even if DFS or any other such party has been advised of the possibility thereof. This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect a user's equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure. DFS cannot and does not guarantee continuous, uninterrupted or secure Text Messages service.


These Terms of Use shall be governed by and construed in accordance with the laws of the state of Illinois, without regard to conflicts of laws provisions. Sole and exclusive jurisdiction for any action or proceeding arising out of or related to these Terms of Use shall be in an appropriate state or federal court located in the County of Lake, State of Illinois and the parties unconditionally waive their respective rights to a jury trial. Any cause of action you may have with respect to your use of this Web site must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of these Terms of Use, or a portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of these Terms of Use, and the remainder of these Terms of Use shall continue in full force and effect. These Terms of Use constitutes the entire agreement between DFS and you with respect to Text Messages and it supersedes all prior or contemporaneous communications, agreements and understandings between DFS and you with respect to the subject matter hereof.

These Terms of Use were last updated April 14, 2015. Please check back for updates and changes.

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