College Loans
What you need to know about federal student loans
Oct 20, 2023
Discover Student Loans provides key information about the different types of federal student loans, borrowing limits, considerations, and how to apply.
Discover will no longer accept new student loan applications after January 31, 2024. Applications received on or before January 31, 2024 will be processed as usual.
The 2024-25 FAFSA® (Free Application for Federal Student Aid) will be available in December 2023.
Learn about college loans
College loans are designed to cover the gap between cost of attendance and other financial aid. Learn about the differences between federal and private loans and how to evaluate the best student loan option for you.
College loans 101
What’s the difference between private and federal student loans?
Confused about the difference between federal and private student loans? Learn the basics with Discover Student Loans including how they work and how to apply.
Understanding student loan interest rates
Unpack student loan interest rates with Discover Student Loans. Learn the differences between fixed and variable rates and the importance of interest rates when evaluating your loans.
The student loan process: Your guide to applying for federal and private loans
Learn how to apply for federal and private student loans. Discover Student Loans explains how the two application processes differ.
College Loans
What’s the difference between private and federal student loans?
Confused about the difference between federal and private student loans? Learn the basics with Discover Student Loans including how they work and how to apply.
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The student loan process: Your guide to applying for federal and private loans
Oct 20, 2023
Learn how to apply for federal and private student loans. Discover Student Loans explains how the two application processes differ.
College Loans
What is capitalized interest on a student loan?
Jul 12, 2023
Take a closer look at what capitalized interest is with Discover Student Loans. Learn how capitalized interest works, how it can affect you, and how to avoid it.
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College Loans
Subsidized vs. unsubsidized loans: What’s the difference?
Jun 07, 2023
Learn about Subsidized vs. Unsubsidized Federal Direct Loans, which replaced Stafford Loans, and their differences from Discover Student Loans.
College Loans
How much are private student loan interest rates?
May 12, 2023
Knowing what determines private student loan interest rates can help you save. Learn about APR, fixed vs. variable interest rates, & more with Discover Student Loans.
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How to choose a private student loan lender
Apr 25, 2023
Learn how to compare private student loans, from interest rates to customer service. Find out how to make the best choice with Discover Student Loans.
College Loans
What is a parent PLUS loan?
Apr 12, 2023
Discover Student Loans provides information about parent PLUS loans, including what they are, how they work, who is eligible, interest rates, and how to apply.
College Loans
Is making student loan payments while in school worth it?
Nov 23, 2022
Making small monthly payments can make a difference to offset accruing interest. Here's how to make payments while still in school, from Discover Student Loans.
College Loans
Paying back student loans while you're still in school
Nov 23, 2022
Trying to pay back some of your student loans while in school? Use these strategies from Discover Student Loans to help pay off your loans during college.
College Loans
Student loan limits: How much can you borrow?
Nov 22, 2022
Follow easy steps to determine your student loan limits and how much you can borrow in student loans from Discover Student Loans.
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What can student loans be used for?
Nov 21, 2022
Student loans can pay for more than tuition. They can also cover housing, meals, and more! Read more about what counts on Discover Student Loans.
College Loans
Understanding student loan interest rates
Nov 20, 2022
Unpack student loan interest rates with Discover Student Loans. Learn the differences between fixed and variable rates and the importance of interest rates when evaluating your loans.
College Loans
Tips for using student loans for off-campus housing
Aug 19, 2022
Planning to live off campus? You can use student loans to pay for rent and cover other off-campus housing expenses such as utilities, transportation, and more.
College Loans
4 smart tips for comparing student loan interest rates
Jul 29, 2022
The advertised interest rate for student loans can be confusing. Here are tips from Discover Student Loans that can help you compare interest rates.
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What Steps Should I Take Before Taking Out Student Loans?
Apr 20, 2022
Here are four steps to consider before you take out a student loan to help pay for college.
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Everything You Need to Know About Student Loan Refunds
Feb 08, 2022
What is a student loan refund? What can you use the check for? See why student loan refunds happen, and how they work, with Discover Student Loans.
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