Cosign an applicationENTER COSIGNER KEYYou can submit a cosigner application if the student has already started their application and selected you as a cosigner. |
Frequently asked questions
A cosigner accepts equal responsibility for the repayment of a private student loan. Cosigner need not be related to the student, but many students ask a parent to cosign their applications.
Cosigner must:
- Be a US citizen or permanent resident
- Be at least 18 years old
- Pass a credit check
If the student does not have established credit history to qualify for a private student loan on their own, the student may have the option to apply with a creditworthy cosigner.
Even if the student qualifies for a private student loan on their own, applying with a creditworthy cosigner may improve the likelihood for loan approval and the student may receive a lower interest rate.
If the student has already submitted their application on or before January 31, 2024, 11:59 pm CT, ask the student for your Cosigner Key to complete a cosigner application or call us at 1-800-STUDENT.