Enter your credit score, and a few details for each debt balance you hold (up to a total of x) — and we'll show you how much you might be able to save.

740

660
850
Debt Entry #
Debt Entry #

Here's what you told us

Your Credit

Total Debt

Average APR

Total Monthly Payments

Here's how we can help

Save Money

Less Interest
Save Time

Sooner Payoff

This example maintains your current payment for s at APR with the total loan cost of .

Rates are calculated based on Discover application data as of 6/2/2025.

See if you qualify for a Personal Loan with no impact to your credit score.

Check Your Rate

Your APR will be between x and x APR based upon creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of x-x months. Information and interactive calculators are made available as self-help tools for your independent use and are intended for educational purposes only. Any results are estimates and we do not guarantee the applicability or accuracy to your specific circumstance. For customers with less than Good credit, a Discover personal loan may not be the right debt consolidation solution.

We're unable to provide an estimate

Based on the information you entered, consolidating debt with us may not save you money. Feel free to give us a call to speak with a dedicated loan specialist if you have additional questions or would like to explore other options.

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Salt Lake City, UT 84130-0924

 

Your APR will be between x and x based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of x-x months. For example, if you get approved for a $15,000 loan at 12.99% APR for a term of 72 months, you'll pay just $301 per month.

You must have a minimum individual or household annual income of $25,000, be over 18 years of age, and have a valid US SSN to be considered for a Discover personal loan. Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements.

Our lowest rates are available to consumers with the best credit. Many factors are used to determine your rate, such as your credit history, application information and the term you select. State restrictions may apply.

For debt consolidation, even with a lower interest rate or lower monthly payment, paying debt over a longer period of time may result in the payment of more in interest. A Discover personal loan is intended for personal use and cannot be used to directly pay any Capital One account (including any Discover or Capital One credit card), secured loan, or post-secondary education loan or expense.

If your application is approved, we will send funds after you accept the loan. Your bank or creditor may take more days to process the funds.

After you check your rate, if you move forward with an application for a new Discover personal loan, you will need to consent to a hard credit inquiry that will appear on your credit report.

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