A Guide to Financial Wellness in Five Steps

Woman sits at desk reviewing papers in front of a laptop.

When it comes to improving the quality of your life, focusing on your financial wellness — living within your means, creating safety nets, and developing financial goals — may pay off.

Improving your financial health may empower you to achieve other money-related… Read More

Cashing Out Your 401(k): What You Should Know

A couple sitting on a sofa looking at an open laptop

If you want to pay off debt, you might be asking yourself, “Can I cash out my 401(k)?”

The quick answer is that you can. But whether you should cash out may be the more important question.

Before going down that road, you should first review the 401(k) loan rules—and understand… Read More

8 Credit Score Facts You Need to Know

A close-up of two hands holding a phone while the person checks their credit score.

Your credit score tells lenders about your creditworthiness—or how likely you are to pay your bills on time. That’s why lenders weigh your credit score along with other factors as they decide whether to approve you for a loan or credit card, and how much interest to … Read More

10 Financial Goals for 2024

A little boy giggles as a young woman pushes him around the living room floor in a laundry basket.

A new year is here. It can be a great time to make all sorts of New Year’s resolutions. Think about creating personal finance resolutions, as well as a plan to put them into motion. Setting financial goals might be the first step toward strengthening your finances and… Read More