What is Underwriting?

Woman learning about underwriting

If you’ve ever applied for a loan, such as a mortgage or a personal loan, it’s safe to assume that you’ve heard your application will have to go through “underwriting.”

While this is a big part of the loan application process, it can be mysterious for the… Read More

Credit Card Refinancing vs. Debt Consolidation

Should you refinance or consolidate your credit card debt?

The answer: It depends. Before you decide, it’s important to understand what each option means.

Let’s start with the basic differences. Put simply, debt consolidation is when you pay off multiple debts … Read More

Are Electric Cars Worth the Money?

Red electric car backed into a charging station on one side and a black electric car backed into a charging station on the other side. Two opposing EVs create a visual representation of electric cars pros and cons to consider in a buyer's journey.

As gas prices remain a hot topic, many people are taking a closer look at electric vehicles (EVs). Improvements in technology, and the fact that EVs are now available in every class of vehicle, make them increasingly attractive to the average consumer. But you might… Read More