Sort results for Credit Card Consolidation

Credit Card Refinancing vs. Debt Consolidation

Woman and man review multiple credit card bills

Which is better for your debt situation, credit card refinancing or debt consolidation?

The answer: It depends. Before you decide, it’s important to understand what each option means.

Let’s start with the basic differences. Put simply, debt consolidation is when… Read More

Getting a Personal Loan: Common Questions & Answers

A couple and their young child look at plans for a renovation.

Whether you’re looking to pay off your credit cards or fund your dream vacation, a personal loan may help you achieve your goals. Personal loans offer the flexibility to cover a range of expenses, from unexpected medical bills to debt consolidation.

When it… Read More

How to Pay Off Credit Card Debt

Woman leaning over man’s shoulder to look at computer

Credit card debt. It can become an embarrassing secret you keep from your friends, family, partner, or even yourself. But the more you ignore it, the worse it can get.

If you’ve got a lot of credit card debt, you’re not alone. A 2020 Federal Reserve survey of consumer Read More

What is Debt-to-Income Ratio?

Debt-to-income ratio (or DTI) is an important indicator of your financial health. It calculates how much of your monthly income goes toward paying current debt (including mortgage and rent payments).

Lenders may use your DTI to determine their risk in lending to… Read More