From debt consolidation to home improvements, Discover® personal loans make it possible

  • x - x loans available
    Perfect for debt consolidation, home improvements, and other big expenses.
  • Fixed rates
    With fixed rates from x to x APR, you could lower your current payments, save interest on higher-rate debt, and pay off debt faster.
  • No fees
    No origination fees, no closing costs, no fees at all as long as you pay on time.
  • x month to x month terms
    Flexible options let you find the repayment plan that fits your budget.

Over 2 million people have trusted Discover® personal loans.
Check your rate and see why.

Check Your Rate

With a Discover personal loan, you get more

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Your money, where you want it

The funds can be deposited directly into any of your bank accounts.
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30-day guarantee

Return loan funds within 30 days and pay no interest.
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Dedicated customer support

100% US-based customer service is ready to help and answer any questions.

Ready to get started?

Check your rate before you apply. It takes minutes and won’t affect your credit score.

Check Your Rate

 

The APR ranges from x to x. x

With a Discover personal loan, you get more

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No fees

Put more of your funds to work with no fees of any kind — as long as you pay on time.
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Funds sent fast

Funds can be sent as early as the next business-day after acceptance.
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Dedicated customer support

100% US-based customer service is ready to help and answer any questions.

Compare us to other lenders

Compare Discover Personal Loans to other lenders
Lenders
Discover Personal Loans 		Citibank Personal Loan Prosper Funding Lending­Club SoFi Marcus by Goldman Sachs Wells Fargo Personal Loans
Origination fees* (% of the loan amount)
0% 0% 4.87%* 3.59%* 0% 0% 0%
No prepayment penalties yes yes yes yes yes yes yes
36-84 month repayment terms available for all loan amounts
yes
30-Day Guarantee
yes no no no no no no
FICO® Score and more for free
yes no yes no no no no
Online Privacy Protection
yes no no no no no no

Chart comparisons conducted by an independent research firm and based on competitor info received on 02/13/2023.

Ready to get started?

Check your rate before you apply. It takes minutes and won’t affect your credit score.

Check Your Rate

 

The APR ranges from x to x. x