With a Discover personal loan, you get more

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No fees

Put more of your funds to work with no fees of any kind — as long as you pay on time.
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Funds sent fast

Funds can be sent as early as the next business-day after acceptance.
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Dedicated customer support

100% US-based customer service is ready to help and answer any questions.

See why Discover's a great choice

Compare Discover Personal Loans to other lenders
Discover Personal Loans
Lending­Club Prosper Funding Best Egg Citibank Personal Loan SoFi Wells Fargo Personal Loans
Origination fees (% of the loan amount)*
0% 2%-6% 1%-5% 0.99%-8.99% 0% 0% 0%
36-84 month repayment terms available for all loan amounts
yes no no no no yes no
Online Privacy Protection
yes no no no no no no
No prepayment penalties yes yes yes yes yes yes yes
FICO® Score and more for free
yes no yes no no no no
Option to pay off creditors directly yes yes no yes yes yes yes

Chart comparisons conducted by an independent research firm and based on competitor info through 05/05/23.

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