Find your financial freedom

See how much you could save with a Discover Personal Loan.

Know your rate before you apply

It’s quick, easy, and won’t harm your credit score.

Lower your current payment

Fixed rates from 6.99% to 24.99% APR, you could lower your interest rate—so you can pay off your debt faster.

No upfront fees

No origination fees, no closing costs, no prepayment penalties.

Flexible repayment plans

We offer terms from 36 months all the way up to 84 months, so you can choose the plan that works for you.

Discover Personal Loan gives you options

Up to 84 months

Get more time to pay off debt—from 36 to 84 months.

30 day guarantee

Return loan funds within 30 days and pay no interest.

No upfront fees

With us, you’ll never pay origination fees or closing costs.

Get a Discover Personal Loan up to $35,000

Check your rate and see your estimated savings. It only takes a few minutes and it won’t harm your credit score.

Check Your Rate for a Discover Personal Loan

The APR ranges from 6.99% to 24.99%. For example, for a $15,000 loan with an APR of 10.99% and 60 month term, the estimated monthly payment would be $326. The estimated total cost of the loan in this example would be $19,560.

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