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Achieve more with a Discover Personal Loan

Loans up to $35,000. Rates from 6.99% to 24.99% APR. All with Discover’s U.S.-based customer service.

Know your rate before you apply

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It’s quick, easy, and won’t harm your credit score.

Take Control

Use your loan to consolidate high-interest debt, finance a dream wedding, or pay for a once-in-a-lifetime vacation.

Save on interest

When you lock in a fixed interest rate, you could lower your current payments and save money on interest.

Flexible repayment plans

Choose the term that works for you—from 36 months up to 84 months. With Discover, you’re in control.

Funds sent fast

Discover can send funds directly to your creditors or your bank account in as little as one business day after acceptance.*

* May take longer to receive funds.

A Discover Personal Loan gives you options other lenders don’t

Up to 84 months

Discover offers terms from 36 to 84 months.

30 day guarantee

Return loan funds within 30 days and pay no interest.

No hidden fees*

With us, you'll never pay origination fees or closing costs.

* No fees as long as you pay on time.

Get started with a Discover Personal Loan

Check your rate in minutes. It’s easy, and it won’t affect your credit score.

Check Your Rate for a Discover Personal Loan