CERTIFICATE OF DEPOSIT

Earn peace of mind when you lock in your CD interest rate.

Info for a 12-month term
Start saving today with as little as $2,500

OUR CD INTEREST RATES

Choosing a Discover CD just keeps paying off.

$
Term Interest Rate APY Info Earned Interest Info
10 Years      
7 Years      
5 Years      
4 Years      
3 Years      
30 Months      
24 Months      
18 Months      
12 Months      
9 Months      
6 Months      
3 Months      

BIG DIFFERENCE

If only all financial decisions were this easy.

Select your CD term

Discover Bank
1.00 Info
0.05 Info
0.05 Info
0.02 Info

SIMPLE TO START

Get started and open a Discover CD
in 3 easy steps.

Enter your info

We'll need your address, phone, email and social security number
(or other taxpayer ID).

Fund your account

Open with as little as $2,500. You can send us a check or transfer funds from an existing bank account.

Done!

We'll send a confirmation email, then watch the mail for your Welcome Kit.

Questions?



Our U.S-based Banking Specialists are here to help.

RATINGS & REVIEWS

See what people are saying about their Discover CD Accounts.

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BANKING TOPICS

Learn more about how CD Accounts can offer guaranteed returns.

QUESTIONS?

Here's what other people like you wanted to know about our CDs.

The minimum initial deposit is $2,500.

Yes. We allow a range of account ownership types including Trust, Custodial, Guardian, and Estates. To open one of these account types, please call us at 1-800-347-7000 and a Banking Specialist will assist you.

You can fund your CD Account in the following ways:

  • Online transfer from an eligible Discover Bank Account or an external bank account
  • Phone Transfers (available for initial funding only)
  • Mail a check that includes your CD Account number, made payable to you to:
    Discover Bank
    PO Box 30417
    Salt Lake City, UT 84130

*Please note that Travelers Checks will not be accepted for deposit.

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