{"id":649,"date":"2025-12-17T12:24:22","date_gmt":"2025-12-17T18:24:22","guid":{"rendered":"https:\/\/104.130.120.41\/online-banking\/banking-topics\/?p=649"},"modified":"2026-02-04T16:31:17","modified_gmt":"2026-02-04T22:31:17","slug":"going-mobile-with-your-online-savings-account","status":"publish","type":"post","link":"https:\/\/www.discover.com\/online-banking\/banking-topics\/going-mobile-with-your-online-savings-account\/","title":{"rendered":"Going mobile with your online savings account"},"content":{"rendered":"\n<p>In today\u2019s fast-paced digital world, mobile banking apps make it easy to manage your money from anywhere. Whether you\u2019re at home, commuting, or on vacation, you can stay on top of your finances with just a few taps on your phone.<\/p>\n\n\n\n<p>Want to verify that a deposit has been credited? Need to check your account balance? Your bank\u2019s mobile app lets you do either of these things when and wherever the moment is right for you. That sure beats waiting until you can sit down at your home computer, or even worse, having to hunt down a misplaced paper statement. Managing your <a href=\"https:\/\/www.capitalone.com\/bank\/checking-accounts\/online-checking-account\/?src=dfsmm-check&amp;art=going-mobile-with-your-online-savings-account\" target=\"_blank\" rel=\"noreferrer noopener\">360 Checking<\/a> and <a href=\"https:\/\/www.capitalone.com\/bank\/savings-accounts\/online-performance-savings-account\/?src=dfsmm-sav&amp;art=going-mobile-with-your-online-savings-account\" target=\"_blank\" rel=\"noreferrer noopener\">360 Performance Savings<\/a> accounts is simple with <a href=\"https:\/\/www.capitalone.com\/digital\/tools\/mobile\/?src=dfsmm-digitaltools&amp;art=going-mobile-with-your-online-savings-account\" target=\"_blank\" rel=\"noreferrer noopener\">Capital One\u2019s top-rated mobile app<\/a>.<sup>1,2<\/sup><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2040\" height=\"810\" src=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2017\/10\/Going-Mobile-with-Your-Online-Savings-Account_1-INARTICLE-e1508423935669.jpg\" alt=\"A man sits on a couch smiling at his laptop.\" class=\"wp-image-4113\" srcset=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2017\/10\/Going-Mobile-with-Your-Online-Savings-Account_1-INARTICLE-e1508423935669.jpg 2040w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2017\/10\/Going-Mobile-with-Your-Online-Savings-Account_1-INARTICLE-e1508423935669-300x119.jpg 300w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2017\/10\/Going-Mobile-with-Your-Online-Savings-Account_1-INARTICLE-e1508423935669-780x310.jpg 780w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2017\/10\/Going-Mobile-with-Your-Online-Savings-Account_1-INARTICLE-e1508423935669-768x305.jpg 768w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2017\/10\/Going-Mobile-with-Your-Online-Savings-Account_1-INARTICLE-e1508423935669-1536x610.jpg 1536w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2017\/10\/Going-Mobile-with-Your-Online-Savings-Account_1-INARTICLE-e1508423935669-730x290.jpg 730w\" sizes=\"auto, (max-width: 2040px) 100vw, 2040px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-benefits-of-mobile-banking-apps-for-your-savings\">The benefits of mobile banking apps for your savings<\/h2>\n\n\n\n<p>Benefits of mobile banking apps include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Real-time access to your account balance<\/li>\n\n\n\n<li>Instant confirmation of deposits, withdrawals, and transfers<\/li>\n\n\n\n<li>Secure login and advanced encryption<\/li>\n\n\n\n<li>The ability to move funds between your internal accounts and linked external accounts<\/li>\n<\/ul>\n\n\n\n<p>With a mobile banking app, you can also use your device to make withdrawals or transfers. Like the sound of that? You can easily move your money to where it\u2019s needed most with just a few taps in the Capital One app.<sup>2<\/sup> Just keep in mind that mobile users do have to comply with government limits on the total number of withdrawals and payments they can make each month from their savings account.<\/p>\n\n\n\n<p>If you do use your mobile device for account access, you should be mindful of best practices in mobile device security. For example, you may want to set up a password in order to lock the device when you&#8217;re not using it. Like locking your car or your home, password protecting your mobile device can help make it inaccessible to unauthorized use. Along the same lines, you should avoid storing sensitive passwords and account information on the device itself, or on any memory chips that can be readily removed from the device. This will help you <a href=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/protect-your-bank-account\/\" target=\"_blank\" rel=\"noreferrer noopener\">protect your bank account from hackers<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2118\" height=\"868\" src=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2017\/10\/Going-Mobile-with-Your-Online-Savings-Account_2-INARTICLE-e1508423994913.jpg\" alt=\"Graphic of a finger pressing a button that says &quot;SIGN IN&quot; on the screen of a smartphone.\" class=\"wp-image-4186\" srcset=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2017\/10\/Going-Mobile-with-Your-Online-Savings-Account_2-INARTICLE-e1508423994913.jpg 2118w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2017\/10\/Going-Mobile-with-Your-Online-Savings-Account_2-INARTICLE-e1508423994913-300x123.jpg 300w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2017\/10\/Going-Mobile-with-Your-Online-Savings-Account_2-INARTICLE-e1508423994913-780x320.jpg 780w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2017\/10\/Going-Mobile-with-Your-Online-Savings-Account_2-INARTICLE-e1508423994913-768x315.jpg 768w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2017\/10\/Going-Mobile-with-Your-Online-Savings-Account_2-INARTICLE-e1508423994913-1536x629.jpg 1536w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2017\/10\/Going-Mobile-with-Your-Online-Savings-Account_2-INARTICLE-e1508423994913-2048x839.jpg 2048w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2017\/10\/Going-Mobile-with-Your-Online-Savings-Account_2-INARTICLE-e1508423994913-730x299.jpg 730w\" sizes=\"auto, (max-width: 2118px) 100vw, 2118px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>Following simple practices like these can make managing your savings easier than ever.<\/p>\n\n\n\n<p>Whether you\u2019re depositing a check or checking your balance, <a href=\"https:\/\/www.capitalone.com\/digital\/tools\/mobile\/?src=dfsmm-digitaltools&amp;art=going-mobile-with-your-online-savings-account\" target=\"_blank\" rel=\"noreferrer noopener\">Capital One\u2019s top-rated mobile app<\/a> is built to be fast and secure.<sup>1,2<\/sup><\/p>\n\n\n<div class=\"disclaimer\">\n    <p><sup>1<\/sup> The Capital One Mobile app has a 4.9\/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 11\/10\/2025.<\/p>\n<p>The Capital One Mobile app has a 4.5\/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 11\/10\/2025.<\/p>\n<p>Mobile deposits are available only in the U.S. and U.S. territories.<\/p>\n<p>Deposit limits apply; you will be notified of the limit at the time you make a mobile deposit.<\/p>\n<p>You will be notified of when your funds will be available.<\/p>\n<p><sup>2<\/sup>Smartphone access is needed to use mobile banking and the mobile app. Check with your service provider for details on specific fees and charges.<\/p>\n<p>The site may be unavailable during normal maintenance or due to unforeseen circumstances.<\/p>\n\n<\/div>\n \n\n\n<p class=\"disclaimer\">The information provided herein is for informational purposes only and is not intended to be construed as professional advice. Nothing contained in this article shall give rise to, or be construed to give rise to, any obligation or liability whatsoever on the part of Discover, a division of Capital One, N.A., or its affiliates.<\/p>\n\n\n\n<p class=\"disclaimer\">Articles may contain information from third parties. The inclusion of such information does not imply an affiliation with the bank or bank sponsorship, endorsement, or verification regarding the third party or information.<\/p>\n\n\n\n<p><sup><br><\/sup><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Access your account anywhere you take your device. Oh, and that\u2019s just the beginning.<\/p>\n","protected":false},"author":15,"featured_media":4112,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[76,9],"tags":[94,127,95,129,25,32,93],"class_list":["post-649","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking101","category-online-banking","tag-convenience","tag-how-to","tag-managing-your-account","tag-mobile-app","tag-online-banking","tag-online-savings-account","tag-security"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/posts\/649","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/comments?post=649"}],"version-history":[{"count":42,"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/posts\/649\/revisions"}],"predecessor-version":[{"id":23563,"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/posts\/649\/revisions\/23563"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/media\/4112"}],"wp:attachment":[{"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/media?parent=649"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/categories?post=649"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/tags?post=649"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}