1<\/sup>Mobile deposits are available only in the U.S. and U.S. territories.<\/p>\nDeposit limits apply; you will be notified of the limit at the time you make a mobile deposit.<\/p>\n
You will be notified of when your funds will be available.<\/p>\n
Smartphone access is needed to use mobile banking and the mobile app. Check with your service provider for details on specific fees and charges.<\/p>\n
The site may be unavailable during normal maintenance or due to unforeseen circumstances.<\/p>\n
2<\/sup>Early paycheck is available for 360 Checking customers that set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments (such as salary, pension or government benefits). Certain non-payroll and tax payments are not eligible for early paycheck. Early direct deposits may be available to you up to 2 days earlier, however, we are dependent on the timing of your payer\u2019s payment instructions and therefore you may not always see your direct deposits arrive early. Early paycheck eligibility may vary between pay periods and daily\/transaction limits apply.<\/p>\nIt may take two cycles for your direct deposits to take effect.<\/p>\n
3<\/sup>The Capital One Mobile app has a 4.9\/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 11\/10\/2025.<\/p>\nThe Capital One Mobile app has a 4.5\/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 11\/10\/2025.<\/p>\n
4<\/sup>As of August 21, 2025, there are at least 1,260 Capital One ATMs, 35,000 MoneyPass\u00ae ATMs and 40,000 Allpoint\u00ae ATMs.<\/p>\nThe Capital One ATM network offers Capital One checking customers free access to Capital One, MoneyPass\u00ae and Allpoint\u00ae ATMs.<\/p>\n
Fee-free ATM access is limited to consumer and business checking accounts.<\/p>\n\n<\/div>\n \n\n
Articles may contain information from third parties. The inclusion of such information does not imply an affiliation with the bank or bank sponsorship, endorsement, or verification regarding the third party or information.<\/p>\n
The information provided herein is for informational purposes only and is not intended to be construed as professional advice. Nothing contained in this article shall give rise to, or be construed to give rise to, any obligation or liability whatsoever on the part of Discover, a division of Capital One, N.A., or its affiliates.<\/p>\n\n\n
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