{"id":14468,"date":"2025-11-24T05:21:00","date_gmt":"2025-11-24T11:21:00","guid":{"rendered":"https:\/\/www.discover.com\/online-banking\/banking-topics\/?p=14468"},"modified":"2026-02-03T12:31:28","modified_gmt":"2026-02-03T18:31:28","slug":"5-things-to-expect-with-your-remodel","status":"publish","type":"post","link":"https:\/\/www.discover.com\/online-banking\/banking-topics\/5-things-to-expect-with-your-remodel\/","title":{"rendered":"Don&#8217;t be surprised: 5 things to expect with your remodel"},"content":{"rendered":"\n<p>When Maggie Germano, 30, decided to renovate her home in Riverdale, Maryland, she wasn\u2019t prepared for the process to be so difficult.<\/p>\n\n\n\n<p>\u201cIt was the first time we\u2019d ever been through a renovation, so we didn\u2019t know what to expect,\u201d she says. \u201cWhen you\u2019re going through renovations, your entire home is disrupted. It affects your way of life to have strangers in your home, and renovations can also be incredibly messy.\u201d<\/p>\n\n\n\n<p>Germano was also surprised when renovations to her kitchen, flooring, and living room took much longer than expected and when the costs went up significantly after the estimate.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2121\" height=\"874\" src=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_1_02_INARTICLE-NEW-e1675200820997.avif\" alt=\"Two people browse cabinet doors in an interior design store.\" class=\"wp-image-22555\" srcset=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_1_02_INARTICLE-NEW-e1675200820997.avif 2121w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_1_02_INARTICLE-NEW-e1675200820997-300x124.avif 300w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_1_02_INARTICLE-NEW-e1675200820997-780x321.avif 780w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_1_02_INARTICLE-NEW-e1675200820997-768x316.avif 768w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_1_02_INARTICLE-NEW-e1675200820997-1536x633.avif 1536w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_1_02_INARTICLE-NEW-e1675200820997-2048x844.avif 2048w\" sizes=\"auto, (max-width: 2121px) 100vw, 2121px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>Germano\u2019s story doesn\u2019t surprise Jason Biddle, founder of a website that provides resources for home renovations to provide better age-related accessibility.<\/p>\n\n\n\n<p>\u201cRenovations are a commitment to the unknown,\u201d he says. \u201cEven those lucky enough to avoid any major curveballs must still deal with plenty of minor issues that pop up during the course of the renovation.\u201d<\/p>\n\n\n\n<p>Biddle believes it\u2019s important to understand how to prepare for a remodel before diving into any work on your home. Here are five things to expect with your remodel, including home remodeling tips to avoid overspending:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1-going-over-budget-is-common\">1. Going over budget is common<\/h2>\n\n\n\n<p>You\u2019ve finally saved up just enough money to pay for what you&nbsp;<em>thought<\/em>&nbsp;those granite countertops and stainless steel appliances would cost. A design change here, an installation issue there, and you may be faced with a tough reality when those savings don\u2019t quite cut it. It\u2019s also easy to fall into a trap of overspending if your initial estimate is too low or no longer covers the scope of the project.<\/p>\n\n\n<\/div>\n\n\n<div class=\"mx-auto block-quote block-quote--100back bg-fixed bg-center bg-no-repeat bg-cover z-0\">\n    <div class=\"block-quote__glow\"><\/div>\n    <blockquote class=\"post--constrain-large\">\n        <p>\u201cRenovations are a commitment to the unknown. Even those lucky enough to avoid any major curveballs must still deal with plenty of minor issues that pop up during the course of the renovation.&#8221;<\/p>\n                    <footer class=\"block-quote__source\">Jason Biddle, founder of a home renovations resources website<\/footer>\n            <\/blockquote>\n<\/div>\n\n\n    <div class=\"post__content\">\n\n\n\n\n<p>John Bodrozic, co-founder of a home maintenance and remodeling tracking app, believes that while going over budget is common, there are some basic home remodeling tips to avoid overspending.<\/p>\n\n\n\n<p>\u201cTaking the time upfront to plan out your specific design with all of your product choices is a great start,\u201d he says. \u201cPeople who know what they want and have done the various pricing research&nbsp;make it easier for contractors.\u201d<\/p>\n\n\n\n<p>Germano recommends signing a contract before the remodel kicks off and making it clear that the price quoted contains everything you agreed upon.<\/p>\n\n\n\n<p>\u201cIf the contractor has to add any work, make sure they run it by you first,\u201d she says. \u201cIn my experience, our contractors added work, making it seem like it wouldn\u2019t be very much money. Unfortunately, we ended up spending more than we were planning to.\u201d<\/p>\n\n\n\n<p>While everyone dreams of a smooth home remodeling project, consider budgeting for more than your estimate in the event you do run over. You could stash your extra home remodeling funds in an&nbsp;online savings account&nbsp;so they are earning interest while your project is underway.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Scheduling can be a hassle<\/h2>\n\n\n\n<p>If you think it\u2019s difficult to keep track of your children\u2019s after-school activities and get them there on time, you\u2019ll be astounded by the complex scheduling that can be involved in a remodel.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2125\" height=\"876\" src=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_3_02_INARTICLE-NEW-e1675200915256.avif\" alt=\"An image of a couple sitting on the floor of a room under renovations looking at brochures of different paint colors.\" class=\"wp-image-22557\" srcset=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_3_02_INARTICLE-NEW-e1675200915256.avif 2125w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_3_02_INARTICLE-NEW-e1675200915256-300x124.avif 300w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_3_02_INARTICLE-NEW-e1675200915256-780x322.avif 780w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_3_02_INARTICLE-NEW-e1675200915256-768x317.avif 768w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_3_02_INARTICLE-NEW-e1675200915256-1536x633.avif 1536w, https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_3_02_INARTICLE-NEW-e1675200915256-2048x844.avif 2048w\" sizes=\"auto, (max-width: 2125px) 100vw, 2125px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>\u201cLarger projects, like kitchen and bathroom remodels, tend to take more time because there is a specific sequence of different construction trades that must work on bringing everything together, like a complex puzzle,\u201d Bodrozic says. \u201cYou first have demo and rough carpentry work, then electrical, plumbing, and HVAC rough-in work. Then comes work like drywall, finish carpentry, and tile trades and, finally, plumbing and electrical trades come back to install the various fixtures.\u201d<\/p>\n\n\n\n<p>When you\u2019re determining how to prepare for a remodel, you may consider project delays if the work itself takes more time than expected. Among the things to expect with your remodel is the possibility of encountering delays if the next trade person up to complete work is busy with other clients and can\u2019t fit you in right away.<\/p>\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\">3. You may butt heads with your partner<\/h2>\n\n\n\n<p>Excited about creating your dream home with the person you love most? Unfortunately, you might not always agree on the shade of cream you want for the bathroom tiles.<\/p>\n\n\n\n<p>\u201cRenovations create power struggles,\u201d Biddle says. \u201cOr maybe one person, acting as the spokesperson for the couple, incorrectly assumes the other partner is on the same page when making a decision.\u201d<\/p>\n\n\n\n<p>But before you worry that fights over paint shades will bring conflict to your relationship, keep in mind that knowledge is power. Knowing that potential disagreements are some of the things to expect with your remodel will help you better prepare for them.<\/p>\n\n\n\n<p>\u201cCouples who are remodeling need to determine a process for making decisions,\u201d Biddle says, \u201cand designate who has final say when there is a disagreement.\u201d<\/p>\n\n\n<\/div>\n\n\n<div class=\"mx-auto block-quote block-quote--1front bg-fixed bg-center bg-no-repeat bg-cover z-0\">\n    <div class=\"block-quote__glow\"><\/div>\n    <blockquote class=\"post--constrain-large\">\n        <p>\u201cWhen you&#8217;re going through renovations, your entire home is disrupted. It affects your way of life to have strangers in your home, and renovations can also be incredibly messy.&#8221;<\/p>\n                    <footer class=\"block-quote__source\">Maggie Germano, homeowner and financial coach<\/footer>\n            <\/blockquote>\n<\/div>\n\n\n    <div class=\"post__content\">\n\n\n\n\n<h2 class=\"wp-block-heading\">4. You might get frustrated with your contractor<\/h2>\n\n\n\n<p>Phil, your contractor, seems like a great guy. You\u2019ve bumped into him at the grocery store and had pleasant conversations. Many people have given him glowing reviews. What\u2019s more, you\u2019ve never raised your voice at someone working for you. But the stakes are high in your renovation project, and that can lead to heated disagreements. The best defense against this is a good offense.<\/p>\n\n\n\n<p>\u201cCommunicate, communicate, communicate,\u201d Germano says. \u201cMake it very clear what you want the result of your project to be. Don\u2019t be afraid to be honest and ask for what you want. This will prevent any disappointment that you might feel if things don\u2019t go the way you\u2019d like.\u201d<\/p>\n\n\n\n<p>Although he also believes in the importance of communication, Biddle holds that going into the project with reasonable expectations is critical when determining how to prepare for a remodel.<\/p>\n\n\n\n<p>\u201cContractors have other clients and jobs, so they may not always be available immediately,\u201d he says. \u201cTry to be understanding, and avoid being too demanding.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. It might not increase your home\u2019s value that much<\/h2>\n\n\n\n<p>Hoping that your new luxury kitchen will boost your home\u2019s resale value significantly? That might encourage you to spend more than you originally intended. But one of the things to expect with your remodel is that it might not affect your home\u2019s value as much as you anticipated.<\/p>\n\n\n<\/div>\n\n\n<div class=\"w-100 mb-8 md:mb-[60px] md:mt-[30px] max-h-[400px] overflow-hidden\">\n    <picture class=\"flex w-full\">                                                             \n        <source src='https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_0_MARQUEE-664661455-e1764181172911-991x399.jpg?v=47'  data-srcset=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2018\/04\/5-Things-to-Expect-With-Your-Remodel_5_FULL-696146073-992x400.jpg.avif\" type=\"image\/avif\" media=\"(min-width: 755px)\"><source src='https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_0_MARQUEE-664661455-e1764181172911-991x399.jpg?v=47'  data-srcset=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2018\/04\/5-Things-to-Expect-With-Your-Remodel_5_FULL-696146073-992x400.jpg?v=4.jpg\" media=\"(min-width: 755px)\">        <source src='https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_0_MARQUEE-664661455-e1764181172911-1199x399.jpg?v=47'  data-srcset=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2018\/04\/5-Things-to-Expect-With-Your-Remodel_5_FULL-696146073-1200x400.jpg.avif\" type=\"image\/avif\" media=\"(min-width: 992px)\"><source src='https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_0_MARQUEE-664661455-e1764181172911-1199x399.jpg?v=47'  data-srcset=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2018\/04\/5-Things-to-Expect-With-Your-Remodel_5_FULL-696146073-1200x400.jpg?v=4.jpg\" media=\"(min-width: 992px)\">        <source src='https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_0_MARQUEE-664661455-e1764181172911-1399x399.jpg?v=47'  data-srcset=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2018\/04\/5-Things-to-Expect-With-Your-Remodel_5_FULL-696146073-1400x400.jpg.avif\" type=\"image\/avif\" media=\"(min-width: 1200px)\"><source src='https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2025\/11\/5-Things-to-Expect-With-Your-Remodel_0_MARQUEE-664661455-e1764181172911-1399x399.jpg?v=47'  data-srcset=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2018\/04\/5-Things-to-Expect-With-Your-Remodel_5_FULL-696146073-1400x400.jpg?v=4.jpg\" media=\"(min-width: 1200px)\">        <img src='https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2018\/04\/5-Things-to-Expect-With-Your-Remodel_5_FULL-696146073-754x221.jpg?v=4' style='max-width:100%;' data-src=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-content\/uploads\/2018\/04\/5-Things-to-Expect-With-Your-Remodel_5_FULL-696146073-755x222.jpg?v=4.jpg\" alt=\"\" class=\"lazy object-cover w-full\" loading=\"lazy\" >                        \n    <\/picture>\n<\/div>\n\n\n    <div class=\"post__content\">\n\n\n\n\n<p>\u201cIn some cases, homeowners can actually over-renovate and spend money that they won\u2019t be able to get back,\u201d Biddle says. \u201cEvery property has a ceiling for its value, and there\u2019s a point of diminishing returns when a remodeling project approaches that top value.\u201d<\/p>\n\n\n\n<p>He suggests homeowners talk to a real estate agent as a home remodeling tip to avoid overspending, since an agent can help you better understand the market before starting a renovation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to prepare for a home remodel (and be happy with the outcome)<\/h2>\n\n\n\n<p>While your home reno might unfold like an unfunny screwball comedy in which you get the wrong permits, find all sorts of structural problems, and must deal with a contractor you can\u2019t locate, you\u2019ll still be happy once everything is done, and you get to live in your remodeled home.<\/p>\n\n\n\n<p>\u201cI\u2019m definitely glad that we got the bulk of the work done and over with,\u201d Germano says. \u201cWe learned some very important lessons for the next time we get renovations done.\u201d<\/p>\n\n\n\n<p>With these home remodeling tips to avoid overspending, a better understanding of how to prepare for a remodel, and a thorough knowledge of the things to expect with your remodel, you\u2019ll face fewer surprises and get on to enjoying your upgraded digs.<\/p>\n\n\n\n<p>If you\u2019re considering DIYing your home renovations, keep in mind that there are some <a href=\"https:\/\/www.discover.com\/online-banking\/banking-topics\/5-home-repairs-you-should-never-do-yourself\/?ICMPGN=OS-BK-ARTCTA\" target=\"_blank\" rel=\"noreferrer noopener\">home repairs best left to the professionals<\/a>.<\/p>\n\n\n\n<p class=\"disclaimer\">Articles may contain information from third parties. The inclusion of such information does not imply an affiliation with the bank or bank sponsorship, endorsement, or verification regarding the third party or information.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Budgeting. Scheduling. Disagreeing. Learn how to prepare for a remodel to avoid unnecessary stress.<\/p>\n","protected":false},"author":15,"featured_media":22559,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[86,84],"tags":[50,144,32,49],"class_list":["post-14468","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-house-home","category-life-planning","tag-home","tag-home-projects","tag-online-savings-account","tag-spending"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/posts\/14468","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/comments?post=14468"}],"version-history":[{"count":22,"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/posts\/14468\/revisions"}],"predecessor-version":[{"id":22558,"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/posts\/14468\/revisions\/22558"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/media\/22559"}],"wp:attachment":[{"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/media?parent=14468"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/categories?post=14468"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.discover.com\/online-banking\/banking-topics\/wp-json\/wp\/v2\/tags?post=14468"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}