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Home Selling Tips and Suggestions

How to efficiently sell your house and get the best price

Selling a house is a competition, and you are up against all of the other homes for sale in your area. To shorten the time it takes to sell …

Getting Your Finances in Order

 Making yourself attractive to lenders

When you apply for a home loan, lenders will base their approval on two important factors:

  1. your ability to make a satisfactory down payment, and
  2. your credit profile, which indicates your likelihood to make the

Discover’s Loan Process

1. Contact us and begin your application

Getting started is easy. Simply fill out a few basic pieces of information on our online form and then a Discover mortgage banker will call you to learn more about your financing needs …

Application Checklist

You’ll need to gather a wide variety of information before applying for a home loan. This helpful checklist will give you an idea of what you may be asked to provide.

Personal Information

  • Social Security number and date of birth.

Mortgage Pricing Explained

Taking the mystery out of mortgage costs

No one likes surprise costs or hidden fees. That’s why your lender wants you to know exactly what goes into the price of your home loan so you know what you will have …

Understanding Loan Options

Your guide to choosing the right home loan

Lenders offer a wide range of loan programs to meet the financial needs of almost any home owner. Here is brief overview of the features and advantages of each type of home …

Cash Out Refinance

What it is and when to use it

If you have a significant amount of equity built up in your home and would like to convert that equity into actual money you can use, a cash out refinance may make …

Refinance 101

Determining if refinancing your home loan is right for you

Refinancing a mortgage can potentially save a home owner a substantial amount of money over the life of a home loan. However, when considering refinancing, be sure to take into …