It Card

No Annual Fee

Smart start.

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Cash, cash, cash, cash back.

5% cash back

5% cash back in categories that change throughout the year, up to the quarterly maximum, with free sign up offered to all student cardmembers each time.
* 5% Cashback Calendar

1% cash back

Get nonstop cash back every time you use your card. Earn 1% cash back on all other credit card purchases.

Online Shopping

Get 5-20% cash back at 200+ online retailers like Apple Store, Macy's and BestBuy.com through ShopDiscover.com.

Amazon.com

Choose from millions of items at Amazon.com and Pay with Cashback Bonus.1

$1 cash back = $1 at checkout

Looking out for you.

Do you know your FICO® score?2

Your FICO® Credit Score is frequently reviewed by lenders when they're making a credit decision about you. So, it's an important number to know. That's why we give it to you for FREE on your monthly statement. Knowing your credit score can help you avoid surprises and continue to grow the credit you deserve.

We speak human 24/7

You're never on the hook for unauthorized purchases on your Discover card. We monitor every Discover purchase, every day and alert you if we see unusual activity. If you need help, just call us and you can talk to a 100% U.S.-based customer service agent, anytime you want.

We go where you go

Our powerful mobile and online tools make managing your account fast and easy. Make payments, get mobile text alertsŚeven freeze your card if you need toŚwith a tap of the finger.

Compare Student Credit Cards Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi® Dividend Platinum Select® Visa® Card For College Students
Rewards Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi® Dividend Platinum Select® Visa® Card For College Students
5% cash back in categories that change throughout the year, up to the quarterly maximum, with free sign up offered to all student cardmembers each time Discover Orange Check Gray X Gray X Gray X Gray X
1% cash back or more on all other credit card purchases Discover Orange Check Gray Check Gray X Gray X Gray X
Use your rewards instantly at Amazon.com checkout1 Discover Orange Check Gray X Gray X Gray X Gray X
Value Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi® Dividend Platinum Select® Visa® Card For College Students
No Annual Fee Discover Orange Check Gray Check Gray Check Gray Check Gray Check
Paying late won’t raise your APR Discover Orange Check Gray X Gray X Gray Check Gray X
No late fee for your first late payment Discover Orange Check Gray X Gray X Gray X Gray X
No overlimit fee Discover Orange Check Gray Check Gray Check Gray Check Gray Check
Service Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi® Dividend Platinum Select® Visa® Card For College Students
Free FICO® Credit Score on your monthly statement2
100% U.S.-based customer service available any time Discover Orange Check Gray X Gray X Gray Check Gray X
Pay your bill up to midnight (ET) the day itĺs due by phone or online Discover Orange Check Gray X Gray X Gray X Gray Check
Travel Benefits Terms & Conditions Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi® Dividend Platinum Select® Visa® Card For College Students
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Auto Rental Insurance:

For full terms and conditions (including definitions and information on how to file a claim), please go to Discover.com/cardbenefits or call 1-800-DISCOVER (1-800-347-2683). Exclusions and limitations apply. Secondary Auto Rental Collision Damage Waiver Coverage is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies, 15 Mountain View Road, P.O. Box 1615, Warren, NJ 07061-1615 and administered by Crawford & Company, P.O. Box 4090, Atlanta, GA 30302.

No foreign transaction fee Discover Orange Check Gray Check Gray X Gray X Gray X
Emergency travel assistance to help when you're away from home Discover Orange Check Gray Check Gray X Gray X Gray Check
Shopping Benefits Terms & Conditions Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi® Dividend Platinum Select® Visa® Card For College Students
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Purchase & Price Protection:

For full terms and conditions (including definitions and information on how to file a claim), please go to Discover.com/cardbenefits or call 1-800-DISCOVER (1-800-347-2683). Exclusions and limitations apply. Price Protection coverage is underwritten and administered by Connexions Loyalty, P.O. Box 6175, Westerville, OH 43086. Purchase Protection coverage is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies, 15 Mountain View Road, P.O. Box 1615, Warren, NJ 07061-1615 and administered by Sedgwick Claims Management Services, Inc., PO Box 89405, Cleveland, OH 44101. Items stolen from vehicles are not eligible for Purchase Protection coverage.

Accepted where you shop at 9 million merchants3 nationwide Discover Orange Check Gray Check Gray Check Gray Check Gray Check
$0 Fraud Liability Guarantee means you're never responsible for unauthorized purchases Discover Orange Check Gray Check Gray Check Gray Check Gray Check

Comparison conducted by an independent research firm and based on data compiled in March 2014 from company websites, customer service agents, and consumer credit offers.

All with no annual fee.

12.99%-21.99% Standard Variable Purchase APR* applies

3% fee for each balance transfer

*See rates, rewards and other info.

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Rated 4.8 out of 5 by 882reviewers.
Rated 5 out of 5 by I didn't know a credit card would be so awesome! I received a call a few days after I got the card from customer service. The associate reviewed some things with me and answered all my questions. The intro rate is spectacular! The extra benefits, like rental car insurance, are phenomenal! I'm so grateful that this is my card! It will likely be my only one. If you manage your money right you can reap benefits off credit cards. (>^_^)> April 21, 2014
Rated 5 out of 5 by Great product from Discover Very impressed with the service and the rewards program. April 21, 2014
Rated 5 out of 5 by Good for students Perfect card for students. No international transaction fee makes this card quite convenient when traveling abroad.A perfect card to start with. April 21, 2014
Rated 5 out of 5 by absolutely LOVE it!!!! I absolutely LOVE my discover it student card. It has done nothing but help me with making purchases and especially building my credit. April 20, 2014
Rated 5 out of 5 by Great Service! Having a Discover account has its benefits. It is good for emergancies, and reading the statements are very easy. Making payments are easy and secure without a wait. April 20, 2014
Rated 5 out of 5 by I love this card! The first thing that impressed me about it was when I called to activate it (on a holiday) a person answered that was speaking clearly and I could understand. I also was very impressed that they gave me a new card because I used mine at Target during that big deal. They also are great about security. I tried to use my card on 3 separate purchases at the same store right after each other and they picked up on it worried about fraudulent activity! It showed me that if there ever were some issues with my card they would be on top of it! April 19, 2014
Rated 5 out of 5 by Great Card! great reward system! I'm able to do so much with this card. I can apply rewards to my amazon account. It's so easy to manage. I'm glad I got it! April 18, 2014
Rated 5 out of 5 by Great card, Great company! The customer service at Discover is awesome!! They are so willing to help and explain benefits you might not be taking advantage of. The card rocks and so does Discover! April 18, 2014
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