Cash, cash, cash, cash back.

5% cash back

5% cash back in categories that change throughout the year, up to the quarterly maximum, with free sign up offered to all student cardmembers each time.
* 5% Cashback Calendar

1% cash back

Get nonstop cash back every time you use your card. Earn 1% cash back on all other credit card purchases.

Online Shopping

Get 5-20% cash back at 200+ online retailers like Apple Store, Macy's and BestBuy.com through ShopDiscover.com.

Amazon.com

Choose from millions of items at Amazon.com and Pay with Cashback Bonus.1

$1 cash back = $1 at checkout

It's all about you!

Do you know your FICO® score?2

Your FICO® Credit Score is frequently reviewed by lenders when they're making a credit decision about you. So, it's an important number to know. That's why we give it to you for FREE on your monthly statement. Knowing your credit score can help you avoid surprises and continue to grow the credit you deserve.

We speak human 24/7

When you need some help, call us. You won't get a machine! You'll talk to a real person based here in the U.S. 1-877-587-1605

We go where you go

Our powerful mobile and online tools make managing your account fast and easy. Make a payment, redeem rewards, get mobile text alerts and much more.

Compare Student Credit Cards Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi® Dividend Platinum Select® Visa® Card For College Students
Rewards Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi® Dividend Platinum Select® Visa® Card For College Students
5% cash back in categories that change throughout the year, up to the quarterly maximum, with free sign up offered to all student cardmembers each time Discover Orange Check Gray X Gray X Gray X Gray X
1% cash back or more on all other credit card purchases Discover Orange Check Gray Check Gray X Gray X Gray X
Use your rewards instantly at Amazon.com checkout1 Discover Orange Check Gray X Gray X Gray X Gray X
Value Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi® Dividend Platinum Select® Visa® Card For College Students
No Annual Fee Discover Orange Check Gray Check Gray Check Gray Check Gray Check
Paying late won’t raise your APR Discover Orange Check Gray X Gray X Gray Check Gray X
No late fee for your first late payment Discover Orange Check Gray X Gray X Gray X Gray X
No overlimit fee Discover Orange Check Gray Check Gray Check Gray Check Gray Check
Service Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi® Dividend Platinum Select® Visa® Card For College Students
Free FICO® Credit Score on your monthly statement2
100% U.S.-based customer service available any time Discover Orange Check Gray X Gray X Gray Check Gray X
Pay your bill up to midnight (ET) the day itís due by phone or online Discover Orange Check Gray X Gray X Gray X Gray Check
Travel Benefits Terms & Conditions Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi® Dividend Platinum Select® Visa® Card For College Students
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Auto Rental Insurance:

For full terms and conditions (including definitions and information on how to file a claim), please go to Discover.com/cardbenefits or call 1-800-DISCOVER (1-800-347-2683). Exclusions and limitations apply. Secondary Auto Rental Collision Damage Waiver Coverage is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies, 15 Mountain View Road, P.O. Box 1615, Warren, NJ 07061-1615 and administered by Crawford & Company, P.O. Box 4090, Atlanta, GA 30302.

No foreign transaction fee Discover Orange Check Gray Check Gray X Gray X Gray X
Emergency travel assistance to help when you're away from home Discover Orange Check Gray Check Gray X Gray X Gray Check
Shopping Benefits Terms & Conditions Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi® Dividend Platinum Select® Visa® Card For College Students
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Purchase & Price Protection:

For full terms and conditions (including definitions and information on how to file a claim), please go to Discover.com/cardbenefits or call 1-800-DISCOVER (1-800-347-2683). Exclusions and limitations apply. Price Protection coverage is underwritten and administered by Connexions Loyalty, P.O. Box 6175, Westerville, OH 43086. Purchase Protection coverage is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies, 15 Mountain View Road, P.O. Box 1615, Warren, NJ 07061-1615 and administered by Sedgwick Claims Management Services, Inc., PO Box 89405, Cleveland, OH 44101. Items stolen from vehicles are not eligible for Purchase Protection coverage.

Accepted where you shop at 9 million merchants3 nationwide Discover Orange Check Gray Check Gray Check Gray Check Gray Check
$0 Fraud Liability Guarantee means you're never responsible for unauthorized purchases Discover Orange Check Gray Check Gray Check Gray Check Gray Check

Comparison conducted by an independent research firm and based on data compiled in March 2014 from company websites, customer service agents, and consumer credit offers.

All with no annual fee.

12.99%-21.99% Standard Variable Purchase APR* applies

3% fee for each balance transfer

*See rates, rewards and other info.

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Rated 4.8 out of 5 by 869reviewers.
Rated 5 out of 5 by i love it i use it for everything its so awesome we get money back who doesnt love that April 16, 2014
Rated 5 out of 5 by Love this card I've had the Discover It card for about 6 months and I love it. Great U.S. based customer service and website. One of my favorite features is the Discover Mobile App. The app works really well and is super user friendly. This makes it so easy to manage my account and see what's going on with my card. I also like that I can personalize reminders with emails, texts, or push notifications. I can also change my card design at any time free of charge which is fun for when you want something a little different. Love the Cashback Rewards that are offered as well. Couldn't have asked for a better card. April 16, 2014
Rated 5 out of 5 Love you guys!!! Rewards are amazing and last week I received a free $5.00 gift card to Starbucks!! Little things like that will keep me as a lifetime customer!! Thanks Discover :) April 16, 2014
Rated 5 out of 5 by Discover it Discover was my first credit card and so far I love it. April 14, 2014
Rated 5 out of 5 by Peace of mind Discover card gives you peace of mind with all the loaded benefits. Their customer service is excellent and i would recommend it to everyone. My experience since i started using discover card surpassed all my expectations. as the saying goes.."the taste of the pudding is in the eating" i urge you to try it and you will be glad you did. April 14, 2014
Rated 5 out of 5 by must make this the 1st credit card A+++++ this card is amazing...... it opened a credit lime for me.. April 14, 2014
Rated 4 out of 5 by They've been great to me! Great way to start relationship with Discover This is a good card. Categories are a little annoying to have to keep up with. My favorite is the gas one. Great customer service and good layout of the website. The FICO score each month is great too. April 14, 2014
Rated 5 out of 5 by The Perfect Card It is everything you want and more in a credit card. Just an awesome card. I will be with Discover for a very long time. April 14, 2014
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