Understanding Your Credit Report
When you apply for a credit card or a car loan, lenders look at your Credit Score. And all the information that determines your Credit Score is stored in your Credit Report. That includes your personal data and account information including number and types of accounts, as well as all the Inquiries on your credit.
Itâ€™s important, so be sure to check your credit report. Take a look at your credit report from time to time. You can get a free copy of your credit report once each year by going to annualcreditreport.com.
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Itâ€™s your right to review your credit history. If you find any errors, report them to the credit bureaus right away. So your credit report can be accurate and up-to-date.
Give yourself the best chance at getting that credit card or car loan you want today. Or that mortgage youâ€™ll want tomorrow. It all starts with your credit report.