Fall-lovers, rejoice: October is here! Check out this list of 10 things to do in October, and use it as inspiration to make the most of the tenth month of the year, whether it’s for the sake of your finances or just for fun.

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1. Take Time to DIY

There’s certainly joy to be found in having a much-admired Halloween costume picked out for when the 31st rolls around. However, you can also find some added joy—and potentially save some money—by starting early this year and allowing for time to create your own costume. Shake things up this year with a DIY costume that will impress everyone at your party or along the trick-or-treat route.

2. Look Ahead to the (Other) Holidays

Halloween, of course, isn’t the only holiday that’s around the corner. Before you know it, the holiday season will be upon us. Preparing for Thanksgiving and Christmas ahead of time can help you avoid the potential stress of last-minute planning and shopping, as well as the potential bite it takes out of your budget. Spread the expenses out over a carefully planned couple of months, starting in October, to alleviate these pains.

3. Tend to Next Year’s Garden

For those who are especially planning-oriented, another thing to do in October is prep your garden for the spring. That may sound far-fetched, but October is actually the perfect time to plant many kinds of bulbs that show in spring. By spending some time getting them in the ground now, you’ll have beautiful blooms to enjoy come springtime.

4. Enjoy Your Own Oktoberfest

Running from late September to early October, each year the Oktoberfest celebrations takeover the famous tents of Munich, Germany. Of course, not everyone is able to make it to the actual event and share in the revelry. So, why not enjoy the company of your friends and family on a beautiful autumn day with an Oktoberfest of your own? With just some pretzels and beverages, you can enjoy your own lederhosen-optional day with those you hold dear.

5. Carve Out Time for Carving

The return of October brings with it the return of pumpkin-spiced goods. But what about actual pumpkins? Head to a local pumpkin patch and select the perfect gourds to carve and illuminate—it’s a fun activity, and a great way to start a new October tradition.

6. Check-In On Your Spending

Wedged between the bustle of the back-to-school and spending-filled holiday seasons, October presents a great chance to re-evaluate or create a budget. If you don’t have a budget, take this opportunity to create one and help standardize your spending. If you do, it’s always a good idea to regularly check it, identify areas for improvement, and make any necessary adjustments.

7. Raise Awareness

October is National Breast Cancer Awareness Month, and there is no shortage of ways to help raise the profile of the disease as well as the stories of the courageous people who have fought or are fighting it. From sharing educational materials to organizing a fundraiser, there are many ways that you can support the month-long concentration of efforts.

8. Get Your Home Winter-Ready

While there’s always some mental preparation to be done before the return of winter weather, there are also some projects you can complete to prepare your home and help protect it from the elements. Whether it’s insulating pipes to help keep them from freezing or weatherstripping your windows, many of these tasks can also help you cut costs and save energy on heating.

9. Watch the Colors Change

While winter is still on the horizon, though, a great thing to do in October is getting outside to see the stunning fall foliage. While the exact peak of color changes varies from location to location, you can consult a handy map to see when the best time to go is in your area. Find a time that works for you and head out to a local park, nature reserve, or arboretum to enjoy the sight.

10. Fit In Something Extra for Your Finances


As with any month, October is yet another time to add to your knowledge of personal finance. With the help of Discover, you can expand your expertise or begin your education on anything from your ever-important credit score to learning strategies to help reduce your risk of identity theft.

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