What Is My Starting Credit Score?

There's a misconception that consumers start at the bottom of the credit ladder and move their way up. There's some truth to this, but it's often more complicated than that. Find out here.

Why Does My Credit Score Matter?

Why does your credit score matter? For a lot of reasons, some of which you may not even be familiar with. You know that you need a solid credit score to get a mortgage or a car loan.

Should I Sign My Credit Card?

You might be wondering, "Should I sign my credit card?" The answer is yes, but the reasons why may surprise you. See them here.

Do I Need a Credit Card?

Credit cards are not always the best form of payment but can certainly be valuable tools. By understanding how a credit card differs from other forms of payment, you can make the right choice.

How to Use a Credit Card Responsibly

Whether you just received your first credit card or you are hoping to improve your credit score, learn how to use a credit card responsibly to reach your financial goals.

Why Do I Have Different Credit Scores?

If you've ever used a credit monitoring service, you've probably wondered why you have different credit scores. Learn why there are many credit scores available.