There's a misconception that consumers start at the bottom of the credit ladder and move their way up. There's some truth to this, but it's often more complicated than that. Find out here.
Found 84 results for “Understanding Credit”
Why does your credit score matter? For a lot of reasons, some of which you may not even be familiar with. You know that you need a solid credit score to get a mortgage or a car loan.
You might be wondering, "Should I sign my credit card?" The answer is yes, but the reasons why may surprise you. See them here.
Credit cards are not always the best form of payment but can certainly be valuable tools. By understanding how a credit card differs from other forms of payment, you can make the right choice.
You might have multiple credit cards — but you might wonder how credit cards work. Get the ins and outs in this crash-course guide to credit cards.
No credit scores start at zero, so you don't start with a credit score of zero either. Find out why your initial credit scores probably start higher.
Whether you just received your first credit card or you are hoping to improve your credit score, learn how to use a credit card responsibly to reach your financial goals.
If you've ever used a credit monitoring service, you've probably wondered why you have different credit scores. Learn why there are many credit scores available.