Fortunately, there are other options like bad-credit credit cards and credit-builder loans available to aid people in building credit without a deposit.
Found 79 results for “Understanding Credit”
When you open a new credit card account, it can have several effects on your credit score. Find out how you can avoid hurting your score here.
Learning how to use a credit card responsibly can help you establish the good habits that will build your credit over time. See that and more in this video...
There's a misconception that consumers start at the bottom of the credit ladder and move their way up. There's some truth to this, but it's often more complicated than that. Find out here.
Why does your credit score matter? For a lot of reasons, some of which you may not even be familiar with. You know that you need a solid credit score to get a mortgage or a car loan.
You might be wondering, "Should I sign my credit card?" The answer is yes, but the reasons why may surprise you. See them here.
Credit cards are not always the best form of payment but can certainly be valuable tools. By understanding how a credit card differs from other forms of payment, you can make the right choice.
You might have multiple credit cards â€” but you might wonder how credit cards work. Get the ins and outs in this crash-course guide to credit cards.