By understanding what the prime rate is, and how it can affect your accounts, you can make the best decisions for your finances. Take control with this helpful knowledge.
Found 91 results for “Understanding Credit”
Establishing and maintaining good credit is a lifelong endeavor, and the sooner you can improve on your smaller habits, the larger the positive impact can be.
When a lender preapproves you for a credit card, it means they ran a soft inquiry credit check on you. The purpose of this credit check is to make sure you are qualified to receive credit.
Discover has a fast, simple, and secure online preapproval tool to help you check offers specific to you, without hurting your credit score.
When you understand the factors that are important to the credit card issuer, you may stand a better chance of having your own limit increased when you inquire. Take back control of your situation.
Credit isn't income or free money. It's debt -- or, at the very least, potential debt. So consumers should consider all of the outcomes of a credit line increase .
Your credit card account is not a checking account. See why you should avoid the bad credit habit of using your credit card to access cash.
Ignoring your credit statement? You could be missing critical information and that could cost you money. Learn how to kick this bad credit habit here.