What is the Difference Between APR and Interest?
The terms "APR" and "interest" are often used interchangeably in casual conversation, but they're actually different on paper when you get down to the numbers. …
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Interests & Fees
What is a Charge Card?
Learn how charge cards and credit cards differ and see which one is right for you.
How Does My Credit Card Interest Work?
Ever wondered how credit card interest works? Mastering your finances and understanding how APRs are assessed and compounded can give you the upper hand in…
Does Your Credit Card Have a Good Interest Rate?
Credit card interest rates can vary greatly and be difficult to fully understand. Here's a guide to the basics of credit card interest rates and how to tell if…
What Is a Credit Card Markup Fee?
Merchants want the ability to add surcharges when a customer is using a credit card. However, the practice is not widespread in the U.S. Find out more today.
What Is a Schumer Box?
The Schumer box is a standardized table that includes the rates, fees, terms, and conditions of a given credit card agreement. Learn how to read this important…
What Is the Prime Rate and Why Is It Important?
By understanding what the prime rate is, and how it can affect your accounts, you can make the best …
Is a Store Credit Card a Smart Move?
It's important to know how much interest you may be paying, the rewards you'll be granted and how store cards affect your credit score. Get the info you need…
7 Basic Personal Finance Terms Worth Learning
Not quite sure you've got a handle on basic personal finance terms? You're not alone. Here are seven personal finance terms everyone should know.