You Maxed Out Your Credit Card — Now What?
A maxed-out credit card is a signal to check in with your current budget, expenses, credit cards and financial accounts. Learn how to do that here.
Credit Definitions
What Is a Schumer Box?
The Schumer box is a standardized table that includes the rates, fees, terms, and conditions of a given credit card agreement. Learn how to read this important…
Installment Credit vs. Revolving Debt: Which Should You Pay Down First?
Get help planning your path to debt freedom by understanding the difference between installment credit and revolving debt, and how they affect your credit…
How Credit Cards Work: A Guide to This Important Financial Tool
You might have multiple credit cards — but you might wonder how credit cards work. Get the ins and outs in this crash-course guide to credit cards.
What Is an Unsecured Credit Card?
You may have heard the term "unsecured credit card" but do you know what it means? Learn how they work and about alternative card types...
7 Basic Personal Finance Terms Worth Learning
Not quite sure you've got a handle on basic personal finance terms? You're not alone. Here are seven personal finance terms everyone should know.
What is a Soft Inquiry on a Credit Report?
There are two forms of credit inquiries, the soft inquiry and the hard inquiry. Here's what you need to know about soft inquiries.
What is a Credit Card Minimum Payment?
Learn what a credit card minimum payment is, how that amount is determined, and why you need to pay the minimum amount to stay financially fit.
No Annual Fee Defined
If you've been drawn to a credit card because of the perks it offers, you're not alone. And while the some rewards cards charge an annual fee, others have no…