What is an APR?
Not all credit card offers are designed equally. Before opening your next credit card account, make sure you understand APR for credit cards and how your…
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Credit Definitions
What Are EMV® Chip Cards?
EMV chip card technology has become a popular way for credit cards companies to provide cardholders with more peace of mind. Find out how Discover Card plans to…
What is a CVV Code?
Using your credit card on the internet or over the phone is a bit different than in the store. Generally, you need to know three things to complete the…
You Maxed Out Your Credit Card — Now What?
A maxed-out credit card is a signal to check in with your current budget, expenses, credit cards and financial accounts. Learn how to do that here.
What Is a Schumer Box?
The Schumer box is a standardized table that includes the rates, fees, terms, and conditions of a given credit card agreement. Learn how to read this important…
Installment Credit vs. Revolving Debt: Which Should You Pay Down First?
Get help planning your path to debt freedom by understanding the difference between installment credit and revolving debt, and how they affect your credit…
How Credit Cards Work: A Guide to This Important Financial Tool
You might have multiple credit cards — but you might wonder how credit cards work. Get the ins and outs in this crash-course guide to credit cards.
What Is an Unsecured Credit Card?
You may have heard the term "unsecured credit card" but do you know what it means? Learn how they work and about alternative card types...
7 Basic Personal Finance Terms Worth Learning
Not quite sure you've got a handle on basic personal finance terms? You're not alone. Here are seven personal finance terms everyone should know.