What is a Credit Card Number?
Credit card numbers are not randomly assigned. They're coded so that they identify the issuer and account holder.
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Credit Definitions
How Do You Read a Credit Card Statement?
Understanding how to read your credit card statement can save you money and spare you some budget headaches. Here's how to get savvy about what your credit card…
What Does “Too Few Accounts Paid as Agreed” Mean?
If "too few accounts paid as agreed" turns up on your credit report, it means one of two things - both of which are bad for your credit. Here's a breakdown on…
What Is a Maxed-Out Credit Card?
A maxed-out credit card is a signal to check in with your current budget, expenses, credit cards and financial accounts. Learn how to do that here.
What is an APR?
Not all credit card offers are designed equally. Before opening your next credit card account, make sure you understand APR for credit cards and how your…
What is a CVV Code?
Using your credit card on the internet or over the phone is a bit different than in the store. Generally, you need to know three things to complete the…
Installment Credit vs. Revolving Debt: Which Should You Pay Down First?
Get help planning your path to debt freedom by understanding the difference between installment credit and revolving debt, and how they affect your credit…
What Is an Unsecured Credit Card?
You may have heard the term "unsecured credit card" but do you know what it means? Learn how they work and about alternative card types...
What Is the Minimum Payment on My Credit Card?
Learn what a credit card minimum payment is, how that amount is determined, and why you need to pay the minimum amount to stay financially fit.