Credit Definitions

What is an APR?

Not all credit card offers are designed equally. Before opening your next credit card account, make sure you understand APR for credit cards and how your…

What is a CVV Code?

Using your credit card on the internet or over the phone is a bit different than in the store. Generally, you need to know three things to complete the…

What Is a Schumer Box?

The Schumer box is a standardized table that includes the rates, fees, terms, and conditions of a given credit card agreement. Learn how to read this important…

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