What Is a Credit Rating?

Are you unsure what a good credit rating is and why it is important for your financial future? Learn how your credit rate is determined and how it can impact you.

5 Factors of Your FICO® Credit Score

Are you confused about the factors of your credit score? In general, credit scores are created using complex formulas, but the basics are actually fairly simple to understand.

Revolving Lines of Credit: A Credit Score Q&A

There are two major types of loans: revolving lines of credit and installment loans. While both are reflected in your FICO® Credit Score, you don't need both to build a healthy credit history.

What is the Highest Credit Score Possible?

Is it even possible to hit a level of absolute perfection in the realm of credit worthiness? Turns out, there is. Here is a look at the best credit score possible and how to get there.