What Does “Too Few Accounts Paid as Agreed” Mean?
If "too few accounts paid as agreed" turns up on your credit report, it means one of two things - both of which are bad for your credit. Here's a breakdown on…
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Credit Reports
How Can Balance Transfers Affect Your Credit Score?
Is a balance transfer right for you? Learn how it can affect your credit score.
What Does Preapproved Mean?
When a lender preapproves you for a credit card, it means they ran a soft inquiry credit check on you. The purpose of this credit check is to make sure you are…
What Credit Card Do I Qualify For?
Discover has a fast, simple, and secure online preapproval tool to help you check offers specific to you, without hurting your credit score.
Can Debt Negotiation Ruin Your Credit?
Debt negotiation — negotiating the portion of the debt you owe that you will pay to a lender — can seem simple enough. However, debt negotiation and debt…
What is a Credit Profile?
Your credit profile — also known as your credit history — can impact whether you're approved for new credit cards or loans, and at what terms.
How to Find a Free Credit Report
Plenty of sources will charge for credit information, or use it to lure you into a purchase, but there's no need to open your wallet. Your credit score is free…
What to Know About Employer Credit Checks
Your credit report is a document that can have serious implications when applying for a job. By understanding how and when an employer can access it, you can…
What is the Impact of Credit History on a Credit Score?
One of the many factors of your credit score is the duration of your open lines of credit - or credit history. Here's a look at how your credit history can…