When a lender preapproves you for a credit card, it means they ran a soft inquiry credit check on you. The purpose of this credit check is to make sure you are qualified to receive credit.
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Discover has a fast, simple, and secure online preapproval tool to help you check offers specific to you, without hurting your credit score.
A collection account on a credit report can be bad news for your credit history, but with positive behaviors, you can start to recover over time. Here's what to know about these debts.
Debt negotiation — negotiating the portion of the debt you owe that you will pay to a lender — can seem simple enough. However, debt negotiation and debt settlement aren't without consequences. Find out what they are here.
There are two forms of credit inquiries, the soft inquiry and the hard inquiry. Here's what you need to know about soft inquiries.
Learn about what makes it into your credit report and why your credit history is important.
Your credit profile — also known as your credit history — can impact whether you're approved for new credit cards or loans, and at what terms.
When you start paying attention to your finances, you end up becoming more familiar with your credit report. However, you may not know all of the terms you see and what they mean...