Should I Get a Second Credit Card?
Questioning if you should apply for a second credit card? See these five reasons why getting a second credit card may be a good idea.
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Credit FAQs
What is an APR?
Not all credit card offers are designed equally. Before opening your next credit card account, make sure you understand APR for credit cards and how your…
What is a Cash Advance?
Did you know you can use your credit card to get cash with a cash advance? While credit cards are commonly used when cash isn't available, they can also help…
What Is a Deferred Interest Credit Card?
Due to their structure, deferred-interest cards have many benefits. But if you don't know the specifics of how they work, you could end up paying a lot more in…
Should I Request an Increase to My Credit Limit?
If you're thinking about requesting a credit card limit increase, know that an increase can give you access to additional credit, but there also are times when…
How Do Credit Cards Work?
Learning how to use a credit card responsibly can help you establish the good habits that will build your credit over time. See that and more in this video...
Does A New Credit Card Application Bring Down Your Credit Score?
If you apply for a credit card, a lender will ask a credit bureau to verify your credit worthiness. This process is called a "credit inquiry" and sometimes can…
What Does It Mean to be “Pre-Approved” for a Credit Card?
Find out how you receive pre-approved credit card offers, what to look for and how you can opt-out.
What Happens If You Don’t Pay a Credit Card?
If you're struggling to make ends meet with your current income, you may wonder: "What happens if I don't pay a credit card?"