What Should I Keep in My Wallet?
Learn which six things to keep in your wallet at all times, and four things you're better off leaving at home. These choices also affect the security of your personally identifiable information.
Search for resources, Opens in a modal dialog
Credit FAQs
Should I Get a Second Credit Card?
Questioning if you should apply for a second credit card? See these five reasons why getting a second credit card may be a good idea.
What is an APR?
Not all credit card offers are designed equally. Before opening your next credit card account, make sure you understand APR for credit cards and how your interest rate could be impacted.
What is a Cash Advance?
Did you know that you can use your credit card to get cash with a cash advance? Discover explains what a cash advance is and how you’d use it for cash purchases.
What Is a Deferred Interest Credit Card?
Due to their structure, deferred-interest cards have many benefits. But if you don't know the specifics of how they work, you could end up paying a lot more in interest than you planned.
Should I Request an Increase to My Credit Limit?
If you're thinking about requesting a credit card limit increase, know that an increase can give you access to additional credit, but there also are times when an increase may not be as beneficial.
How Do Credit Cards Work?
Learning how to use a credit card responsibly can help you establish the good habits that will build your credit over time. See that and more in this video...
Does Applying for a Credit Card Hurt Your Credit?
Does applying for a credit card hurt your credit score? Here's what you need to know before you apply for a new credit card.
What does pre-approved mean for a credit card?
Find out how you receive pre-approved credit card offers, what to look for and how you can opt-out.