Do Parking Tickets Affect Credit Scores?
Well, here's some good news: Parking tickets can no longer affect your credit score, thanks to recent changes in credit reporting rules. Get the whole story…
Credit FAQs
You Maxed Out Your Credit Card — Now What?
A maxed-out credit card is a signal to check in with your current budget, expenses, credit cards and financial accounts. Learn how to do that here.
What Is a Credit Card Markup Fee?
Merchants want the ability to add surcharges when a customer is using a credit card. However, the practice is not widespread in the U.S. Find out more today.
What Are the Requirements for a Credit Card?
Even if you are young, do not have a credit history or are just getting started at your first “real" job, there are several ways for you to get approved for a…
How to Get Better Credit Card Customer Service with 5 Simple Questions
While every credit card company's response may vary when you pose these five questions, asking is the first step towards better customer service from the…
When Should I Get a Credit Card?
You don't have to wait to get a credit card until you have a specific need for it. You may benefit from opening a line of credit as soon as possible. Learn more…
What Is a Schumer Box?
The Schumer box is a standardized table that includes the rates, fees, terms, and conditions of a given credit card agreement. Learn how to read this important…
What Does It Mean When My Credit Card Is Past Due?
While paying your bill late does come with certain repercussions, you can typically avoid any long-term damage to your credit score by paying the bill as soon…
How to Increase Credit Limits on Your Cards
When you understand the factors that are important to the credit card issuer, you may stand a better chance of having your own limit increased when you inquire…