What is the Difference Between APR and Interest?
The terms "APR" and "interest" are often used interchangeably in casual conversation, but they're actually different on paper when you get down to the numbers. …
Search for resources, Opens in a modal dialog
Credit FAQs
What is a Charge Card?
Learn how charge cards and credit cards differ and see which one is right for you.
Does Checking Your Credit Score Hurt Your Credit?
When you check your own credit, you're carrying out a "soft inquiry" - but is that actually a bad thing?
6 Things You Should Keep in Your Wallet (and 4 Things to Leave at Home)
Learn which six things to keep in your wallet at all times, and four things you're better off leaving at home. These choices also affect the security of your…
What Is My Starting Credit Score?
There's a misconception that consumers start at the bottom of the credit ladder and move their way up. There's some truth to this, but it's often more…
Does Being an Authorized User Impact Your Credit Score?
When you're just starting to build your credit, every little bit helps. Getting added to someone's credit card is one way to improve your credit score.
Never Using Your Credit Card Can Be a Bad Thing
Not using your credit card at all can have some consequences...
How Many Credit Cards Should You Have?
2, 4, 7... How many credit cards are too many? We break down some factors that can contribute to your credit score when carrying multiple cards.
How to Pay Off Credit Card Debt
Figuring out how to pay off credit card debt doesn’t need to be a daunting process. Use these tips to get started on the path to debt-free living.