Taking Steps When You Can’t Pay Your Credit Cards
Not sending in that monthly payment on time has consequences. Fortunately, there are options if you can't pay your credit cards on time, but only if you take…
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Cardmember Assistance
Need Help Paying Bills? Tips to Stay Current
If you have debts and you can't afford monthly repayment amounts, first call your lenders and explain your situation. They often work with people who need help…
7 Habits That Can Make Avoiding Debt Easier
While paying down debt takes time, patience and discipline, proactively avoiding debt simply requires a few tweaks to your financial perspective, habits and…
Help Protect Yourself with a Credit Card Fraud Alert
Credit card fraud can be a nightmare. See how a credit card fraud alert can help protect you both before and after your information is compromised.
How Long Do Delinquent or Collection Accounts Stay on My Credit Report?
A collection account on a credit report can be bad news for your credit history, but with positive behaviors, you can start to recover over time. Here's what to…
Can Debt Negotiation Ruin Your Credit?
Debt negotiation — negotiating the portion of the debt you owe that you will pay to a lender — can seem simple enough. However, debt negotiation and debt…
Dealing with Financial Hardship? Discover Cardmembers May be Eligible for Help
There are programs designed to help you meet your financial obligations and preserve your personal credit — even when your income becomes limited due to…
7 Things to Know if You Have a Debt in Collections
An unpaid account that's been placed with collections doesn't mean you're off the hook. Here are 7 things you need to know if you have a debt in collections.
How to Tell Your Credit Card Company You Can’t Pay Your Bills
Telling your credit card company you can't pay bills may not be a conversation you ever feel ready to have — but proactive communication is key to minimizing…