Need Help Paying Bills? Tips to Stay Current

If you have debts and you can't afford monthly repayment amounts, first call your lenders and explain your situation. They often work with people who need help paying bills.

7 Habits That Can Make Avoiding Debt Easier

While paying down debt takes time, patience and discipline, proactively avoiding debt simply requires a few tweaks to your financial perspective, habits and lifestyle choices. Learn more today.

Can Debt Negotiation Ruin Your Credit?

Debt negotiation — negotiating the portion of the debt you owe that you will pay to a lender — can seem simple enough. However, debt negotiation and debt settlement aren't without consequences. Find out what they are here.