5 Bad Credit Card Habits to Avoid in the New Year
If you're focused on finances, improving your credit health may be at the top of your list. Ditching these bad credit card habits could be a big step in the…
Credit Card APRs
No Annual Fee Defined
If you've been drawn to a credit card because of the perks it offers, you're not alone. And while the some rewards cards charge an annual fee, others have no…
What is the Daily Periodic Rate?
Find out the difference between an annual percentage rate and a daily periodic rate and how it can impact your finances.
How to Tell If I Have a Good Interest Rate
Learn why a good interest rate could be beneficial for you and how you could improve your credit profile to receive a better interest rate.
What is the Difference Between APR and Interest?
The terms "APR" and "interest" are often used interchangeably in casual conversation, but they're actually different on paper when you get down to the numbers. …
What’s the Difference Between Variable and Fixed APR?
Unsure what an APR is? Learn about APRs and the difference between variable and fixed APRs from Discover.
No Annual Fee Credit Cards: What are the Advantages?
Annual and hidden fees can amount to hundreds of dollars a year. If you want to avoid the costs of simply owning a credit card, a no-annual-fee card may be for…
What is an APR?
Not all credit card offers are designed equally. Before opening your next credit card account, make sure you understand APR for credit cards and how your…
How Does My Credit Card Interest Work?
Ever wondered how credit card interest works? Mastering your finances and understanding how APRs are assessed and compounded can give you the upper hand in…