Are you considering getting a credit card? Chances are, you’ve probably already done some research and may be feeling a bit overwhelmed. You might be spending on your own for the first time and probably want to learn everything you can about credit before choosing which card to apply for. Of course, applying for a credit card can be an important decision that comes with a lot of responsibility.

Not sure if you’re ready? Take this quiz to see if you might have enough knowledge to get serious about increasing your spending power.

How’d you do? Whether you aced this quiz or need to so more more research, one thing is clear: You’re making big strides towards creating financial independence. And you may be closer than ever to being ready for its responsibility and the rewards. Good luck!

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