They say life is about the journey, not the destination. And when it comes to saving money every month, every decision you make affects the outcome.

So let’s say it’s the beginning of the month. Here’s your chance to make a few simple choices that could save you some extra cash. Let’s go!

Question 1 of 6 You’re out and about when you get thirsty. What’s your go-to?
  1. The reusable water bottle I carry with me.
  2. My usual from the coffee shop.
  3. Something from the corner store.
Question 2 of 6 Brrrr. Feels like there’s a chill in the air. What do you do?
  1. Bump up the heat a few degrees.
  2. Keep the heat low—and put on a sweater or two.
  3. The thermostat’s on a schedule—don’t touch it!
Question 3 of 6 Time to pay the bills. What’s your plan?
  1. I try to pay off everything right away.
  2. Cover the must-pays first, then pay what I can.
  3. Make the payments when I can.
Question 4 of 6 Let’s pick up groceries for the week. What’s on the list?
  1. All store brands, all the time.
  2. I just run out and buy what I need, when I need it.
  3. Ingredients for this week’s meal plan.
Question 5 of 6 Looks like you’ve got a quarter tank of gas left. What do you do?
  1. A quarter tank? Pssht. Keep driving.
  2. To the gas station with the best prices in town!!
  3. I don’t drive very much, so that quarter tank will last.
Question 6 of 6 You’ve sworn off coffee shop breakfasts to save money. What’s your new grab-and-go?
  1. Homemade oatmeal.
  2. I make myself an avocado toast.
  3. I grab a protein bar on the way out the door.

This month, you saved

It happens to the best of us–sometimes spending is just more appealing than saving. But focusing on little ways to save every day can add up to big savings in the long run.

For starters, let’s look at the bills you pay each month. If you’re paying down credit cards or loans, you could be spending a lot on interest. But if you transfer those balances to Discover, you can get a low promo rate on that high-interest debt. That can help you save money on interest—and maybe even pay off your debt sooner. Ready to learn more?

Here’s the truth about saving money: it ain’t always easy. But the good news is, you’ve made some smart choices to cut back where you could. The better news? We can help you find more ways to save.

Take your high-interest debt. If you transferred your balances to Discover, you could get a lower interest rate on your debt throughout the duration of your offer. A balance transfer could even help you pay down your debt sooner–that’s the best news of all. Ready to learn more?

You saved some, you spent some. And here’s the important thing: you recognize when and where you can scale back.

But if you’re carrying debt from credit cards or loans, you know interest payments can be costly. So here’s a tip: transfer your balances to Discover to get a low promo rate on your transferred debt. You could save hundreds on interest, and you could start right now. Ready to learn more?

We have to say, we’re impressed. You’re committed to cutting costs where you can, and you’re always on the lookout for more ways to save.

If you’re carrying credit card debt or you’re paying down a high-interest loan–we can help. A balance transfer can lower the rate on your high-interest debt for the promotional period, so you can lower your monthly payments throughout the duration of your offer. And lower payments can add up to more savings on interest. Ready to learn more?

While there are plenty of ways to save–and not save–some are certainly easier than others. But if you’re looking for ways to save every month, start by looking at where you’re spending. From heating bills to grocery bills to credit card bills, you can save hundreds every month.


Legal Disclaimer: This site is for educational purposes and is not a substitute for professional advice. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service. It does not guarantee that Discover offers or endorses a product or service. For specific advice about your unique circumstances, you may wish to consult a qualified professional.