7 Ways Discover Benefits May Help Your Home Improvement Project

Even if you do the work yourself, home improvement projects can be expensive. Paying for home renovation materials on a Discover Card may be a wise choice for savvy do-it-yourselfers. Here are seven Discover Card benefits 1 that may help with your home improvements.

Price Protection

If you’re watching every penny, instead of waiting for a big sale to buy that siding, flooring or bathroom vanity, take advantage of the Price Protection that comes with using your Discover Card. With this feature, if you find a better price after making your purchase, Discover will cover the cost of the difference up to $500 on eligible purchases within 90 days of buying the item.

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Extended Product Warranty

If your home renovation project includes items such as appliances or products under warranty, enjoy extra peace of mind knowing that eligible Discover Card purchases enjoy extended product warranties. This card benefit allows cardholders to add up to one year of Extended Product Warranty on items warrantied for up to 36 months.

Purchase Protection

Sometimes home renovations don’t go exactly as planned — building materials may be damaged en route to your home, or even stolen before you begin using them. Discover Card Purchase Protection does just what it says and protects eligible purchases of up to $500 in the event that they are damaged or stolen within 90 days of purchase.

Cash at Checkout

Despite our increasing dependence on plastic to pay for items, sometimes we just want cash. Whether you want to tip the construction crew for staying late to finish the job, or you want to buy home-renovation materials from a cash-only seller in the local classifieds, the Discover Card Cash at Checkout feature saves you a trip to the bank or ATM and mitigates the possibility of transaction-related fees. Simply choose how much cash you’d like in addition to your Discover Card purchase at checkout and kindly accept your cash.

Deals on Home and Garden

Everyone loves a deal, yet coupon clipping and sale-only shopping take time — which you may not have much of when you’re busy trying to complete a DIY home renovation. Enjoy the convenience of finding great home and garden deals in one spot on any device online with Discover Home and Garden Deals. These deals may include instant savings at the checkout, Discover Card Cashback Bonus rewards, or statement credits to help you save money — money that can help pay for your home renovation. Discover Deals may include offers from brands such as Walmart, Ace, Home Depot, and more.

Return Guarantee

Somehow the kitchen faucet that looked great in the showroom just isn’t cutting it back in your kitchen. Yet when you took it back to the store, they wouldn’t accept it. If you bought it on your Discover Card, you’re in luck. The Return Guarantee will cover up to $500 of eligible returns when the original retailer refuses to accept a return within 90 days of purchase.

Built-In Fraud Protection

A large DIY home renovation project usually means you’re making more purchases than usual, and often at stores or with professionals you may not be familiar with. As long as you’re using your Discover Card, you’ll enjoy fraud protection. This includes 24/7 monitoring of all purchases, a $0 Fraud Liability Guarantee so you won’t be responsible for fraudulent card purchases, as well as email, phone or text alerts of any suspicious credit card activity.

Considering the convenience of paying with a credit card, plus all the extra protection cardholders are entitled to, paying for your next home improvement project on your Discover Card makes good sense.

Sources

1. http://www.discover.com/credit-cards/member-benefits

Legal Disclaimer: The articles and information provided herein are for informational purposes only and are not intended as a substitute for professional advice. 

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