Home Improvement Project: 7 Ways Discover Benefits May Help
Even if you do the work yourself, a home improvement project can be expensive. Paying for home renovation materials on your Discover card may be a wise choice for savvy do-it-yourselfers. Here are seven Discover card features and benefits that may help with your home improvements.
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If you’re watching every penny, instead of waiting for a big sale to buy that siding, flooring or bathroom vanity, take advantage of the Price Protection benefit that comes with using your Discover card. With this feature, if you find a better price after making your purchase, Discover will cover the cost of the difference up to $500 on eligible purchases within 90 days of buying the item.
Extended Product Warranty
If your home renovation project includes items such as appliances or products under warranty, enjoy extra peace of mind knowing that eligible Discover card purchases qualify for extended product warranties. This card benefit allows cardholders to add up to one year of Extended Product Warranty on items warrantied for up to 36 months.
Sometimes home renovations don’t go exactly as planned — building materials may be damaged en-route to your home, or even stolen before you begin using them. Discover Purchase Protection does just what it says and protects eligible purchases of up to $500 in the event that they are damaged or stolen within 90 days of purchase.
Cash at Checkout
Despite our increasing dependence on plastic to pay for items, sometimes we just want cash. Whether you want to tip the construction crew for staying late to finish the job, or you want to buy home-renovation materials from a cash-only seller in the local classifieds, the Discover Cash at Checkout feature saves you a trip to the bank or ATM and mitigates the possibility of transaction-related fees. Simply choose how much cash you’d like in addition to your Discover purchase at checkout and kindly accept your cash.
Deals on Home and Garden
Everyone loves a deal, yet coupon clipping and sale-only shopping take time — which you may not have much of when you’re busy trying to complete a DIY home renovation. Enjoy the convenience of finding great home and garden deals in one spot on any device online with Discover Home and Garden Deals. These deals may include instant savings at the checkout or Discover Cashback Bonus rewards to help you save money — money that can help pay for your home improvement project.
Somehow the kitchen faucet that looked great in the showroom just isn’t cutting it back in your kitchen. Yet, when you took it back to the store, they wouldn’t accept it. If you bought it on your Discover card, you’re in luck. The Return Guarantee will cover up to $500 of eligible returns when the original retailer refuses to accept a return within 90 days of purchase.
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A large DIY home improvement project usually means you’re making more purchases than usual, and often at stores or with professionals you may not be familiar with. As long as you’re using your Discover card, you’ll enjoy fraud protection. This includes 24/7 monitoring of all purchases, a $0 Fraud Liability Guarantee so you won’t be responsible for fraudulent card purchases, as well as email, phone or text alerts of any suspicious credit card activity.
Considering the convenience of paying with a credit card, plus all the extra protection cardholders are entitled to, paying for your next home improvement project on your Discover card makes good sense.